Startup list · Global
Buy now, pay later startups
Buy now, pay later startups ranked by Dealroom Signal. Company information and rankings are refreshed daily.
$5.4Bcombined funding · 50 companies
United Statestop hub
50companies shown
6unicorns
Current Dealroom classifications: BNPL. Company descriptions must also match the topic. Includes operational companies founded from 1990, with no recorded exit and an available Signal score. The highest scores rank first; funding is shown in USD.
Ranked by Dealroom Signal · Updated 2026-09-16 · Source: Dealroom
Related landscape: Startup and companies providing Buy Now, Pay Later (BNPL) services. This list uses current classifications and may differ from the original selection.
| # | Company | Founded | HQ | Signal | Funding |
|---|---|---|---|---|---|
| 1 |
 T
tabbyUnicorn
Makes shopping more rewarding by empowering people with the flexibility and freedom to get what they want
|
2019 | Riyadh, Saudi Arabia | 97.20 | $837M |
| 2 |
 T
TamaraUnicorn
Provides a Buy Now Pay Later solution for customers to pay with no fees with the ability to defer payments up to 30 days or pay in 3 installments
|
2020 | Riyadh, Saudi Arabia | 96.53 | $556M |
| 3 |
 U
UzumUnicorn
Buy Now Pay Later, Integrated e-commerce, banking, and fintech ecosystem
|
2022 | Tashkent, Uzbekistan | 95.05 | $279M |
| 4 |
 S
Snapmint
Digital platform enabling shoppers to buy products online via small-installment payments without requiring a credit card
|
2015 | Mumbai, India | 94.87 | $145M |
| 5 |
 F
Fibe
New fintech start-up in pune we are here to help you from being broke
|
2015 | Pune, India | 93.77 | $206M |
| 6 |
 M
MNT-HalanUnicorn
Digitizing traditional banking and cash-based markets
|
2018 | Giza, Egypt | 93.26 | $538M |
| 7 |
 S
Supertab
Enables one-click buying of digital goods, aggregating purchases and charging once a $5 threshold is met
|
2010 | New York City, United States | 93.08 | $39M |
| 8 |
 A
Addi
Technology company building credit and banking solutions that work for Latin Americans
|
2018 | Bogotá, Colombia | 92.74 | $342M |
| 9 |
 N
Nelo
Develops a mobile application for financial transactions
|
2019 | Mexico City, Mexico | 91.76 | $23M |
| 10 |
 E
equipifiFast growing
Develops financial software designed to remove friction in the payments ecosystem
|
2021 | Scottsdale, United States | 91.50 | $49M |
| 11 |
 W
WalnutFast growing
Offers a solution to turn medical bills into smaller, monthly installments that are customized to everyone
|
2020 | New York City, United States | 89.78 | $14M |
| 12 |
 B
Billease
Affordable Installments at Leading Online Merchants
|
2017 | Makati, Philippines | 89.40 | $11M |
| 13 |
 G
GetoctoFast growing
Your Buy Now Pay Later Solution
|
2021 | Cairo, Egypt | 89.31 | — |
| 14 |
 S
Shahry
AI-based credit scoring engine, enables users to apply for virtual credit through its mobile app that they can then use to purchase different products
|
2019 | Cairo, Egypt | 88.76 | $650K |
| 15 |
 A
Alma
Offers an easy, guaranteed, and omnichannel Buy Now Pay Later solution
|
2018 | Neuilly-sur-Seine, France | 88.61 | $198M |
| 16 |
 S
SaveINFast growing
Offering flexible payment plans for all healthcare needs at providers nearby
|
2020 | New Delhi, India | 88.21 | $13M |
| 17 |
 A
Atrato
Provides a platform that allows consumers to split the cost of their purchases into installments without the need for credit cards
|
2019 | Mexico City, Mexico | 87.98 | $3M |
| 18 |
 B
Bumper
Digital payment and financing platform for automotive repairs
|
2013 | Sheffield, United Kingdom | 87.69 | $86M |
| 19 |
 V
ViaBill$25M+ revenue
ViaBill allows customers to pay for their purchases over time, interest-free
|
2014 | Copenhagen, Denmark | 87.57 | $72M |
| 20 |
 Q
Qist BazaarFast growing
A "buy now, pay later" platform in Pakistan, providing installment plans for consumer goods to the underserved population
|
2021 | Karachi, Pakistan | 87.39 | $6M |
| 21 |
 C
Credpal
Develops point-of-sale credit infrastructure to ease consumer credit purchase and enables retail businesses provide on-demand credit for the consumer population
|
2017 | Lagos, Nigeria | 87.12 | $9M |
| 22 |
 A
Alif
Banking and technology solutions for customers
|
2019 | Tashkent, Uzbekistan | 87.04 | $5M |
| 23 |
 K
KalaFast growing
Where credit advisors thrive and financial access grows
|
2021 | Buenaventura, Colombia | 86.82 | $10M |
| 24 |
 S
ScalapayUnicorn
Take your time to enjoy, take your time to pay | Buy Now, Pay Later
|
2019 | Dublin, Ireland | 86.79 | $439M |
| 25 |
 H
Happy PayFast growing
Fully autonomous A.I.-driven credit scoring system that calculates customer affordability in minutes- reducing costs and inefficiencies
|
2021 | Breede Valley Local Municipality, South Africa | 86.48 | $7M |
| 26 |
 I
IMANFast growing
Shariah-compliant investment and buy-now-pay-later platform
|
2020 | Tashkent, Uzbekistan | 86.24 | $8M |
| 27 |
 S
Sequra
Offers flexible payment solutions for online and in-store purchases, allowing customers to buy now and pay later
|
2013 | Barcelona, Spain | 84.89 | $226M |
| 28 |
 S
Sun Finance
Online and mobile lending platform facilitating consumer loans through data-driven risk management across multiple countries
|
2017 | Riga, Latvia | 84.30 | — |
| 29 |
 A
Ajras
Providing customers with financing solutions in order to make rental payments easier and simpler
|
2022 | Riyadh, Saudi Arabia | 82.82 | $16M |
| 30 |
 B
Builtop
AI-powered digital procurement for the construction industry
|
2023 | Riyadh, Saudi Arabia | 82.75 | $11M |
| 31 |
 Z
Zaver
Size-agnostic payment solutions for high-value transactions
|
2016 | Stockholms kommun, Sweden | 82.42 | $64M |
| 32 |
 Q
Quantum Lending Solutions
Tailored lending solutions empowering small businesses with fast, collateral-free financing through bank and fintech partnerships
|
2023 | Reston, United States | 81.97 | $150M |
| 33 |
 C
Cashew
Buy now - pay later platform that allows its customers to shop now and pay later in equal monthly installments
|
2019 | Dubai, United Arab Emirates | 81.54 | $46M |
| 34 |
 P
Payva
Payva is SAAS & AI-based integrated payment & expense management solution for companies
|
2021 | Minneapolis, United States | 81.15 | — |
| 35 |
 C
Comfi
Helping B2B SaaS providers close 2x more annual contracts by providing payment flexibility to their customers
|
2023 | Dubai, United Arab Emirates | 80.73 | $33M |
| 36 |
 Z
ZilchUnicorn
Ad-subsidised payments platform providing buy-now-pay-later and a virtual card for everyday purchases
|
2018 | London, United Kingdom | 80.70 | $394M |
| 37 |
 V
Vuelo
AI-native travel booking and financing platform.
|
2025 | London, United Kingdom | 80.15 | $8M |
| 38 |
 S
Slope
Offering flexible payment options to business buyers
|
2021 | San Francisco, United States | 80.07 | $95M |
| 39 |
 L
LDUN
Sharia-compliant trade finance and factoring for SMEs
|
2021 | Riyadh, Saudi Arabia | 79.52 | $5M |
| 40 |
 P
PayPo
Provides safe and secure payments solutions for online stores
|
2016 | Warsaw, Poland | 79.07 | $4M |
| 41 |
 B
Beez
Cashback app for online shoppers
|
2018 | Alba Iulia, Romania | 77.17 | $2M |
| 42 |
 V
VentiPay
A technology company that seeks to boost online business by offering a flexible payment method
|
2020 | Santiago, Chile | 76.42 | $180K |
| 43 |
 P
PerPay
Our mission is to make everyday purchases more accessible and help you build credit along the way
|
2014 | Philadelphia, United States | 76.29 | $3M |
| 44 |
 L
Leanpay
Buy Now Pay Later (BNPL) company that offers installment financing for online and in-store purchases
|
2016 | London, United Kingdom | 76.20 | $22M |
| 45 |
 C
Credit Key
A patented pay-over-time financing solution for e-commerce merchants
|
2015 | Los Angeles, United States | 75.44 | $51M |
| 46 |
 K
Kriya
Supporting SMEs through government-backed loans and revolving credit facilities helping businesses get wherever they want to go
|
2010 | London, United Kingdom | 75.38 | $187M |
| 47 |
 L
Lucky
The leading app for credit products, offers and cashback rewards
|
2018 | Cairo, Egypt | 74.37 | $46M |
| 48 |
 N
Nate
Nate is a digital assistant that does the checkout on your behalf. Download the nate app to buy anything, anywhere
|
2018 | New York City, United States | 74.34 | $47M |
| 49 |
 S
Scratchpay Financial
Patient financing solution for veterinary care
|
2016 | Los Angeles, United States | 74.28 | $59M |
| 50 |
 P
Pace$25M+ revenue
Spreading purchases into 3 interest-free installments so that to give the breathing space to buy now
|
2020 | Singapore | 74.01 | $47M |
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