Atrato

About Atrato

Atrato Pago is a Mexican fintech startup that offers a payment method for customers to make purchases at affiliated businesses, both online and in physical stores, and pay for them over a period of up to 24 months. This service is essentially a form of consumer credit, where Atrato Pago pays the merchant upfront and the customer repays Atrato Pago over time.

The company operates in the retail sector, serving a broad range of customers who are over 18 and under 70 years old, have a Mexican mobile number and email address, and are either Mexican nationals or permanent/temporary residents in Mexico. The company's business model is based on earning interest from the credit it extends to its customers.

To use Atrato Pago, customers select it as their payment method at the checkout of an online store or at a physical store. They then fill out an application and upload the required documents. Once approved, they can view their balance and payment references from their Atrato Pago profile.

In summary, Atrato Pago is a digital platform that provides consumer credit for retail purchases, serving a broad demographic in Mexico and earning revenue from the interest on the credit it extends.