T
Two
Combines invoice financing with a buy now, pay later model, meaning that credit is offered at the point of checkout (or invoice), with a number of payment options, including installments
About Two
Two.inc is a financial technology startup that provides a comprehensive set of B2B payment solutions, including an integrated Buy Now Pay Later (BNPL) system at the checkout. The company aims to streamline the B2B sales process by offering interest-free trade credit to both online and offline businesses, regardless of their total sales volume. This eliminates the need for lengthy customer onboarding and reduces checkout friction, thereby enhancing the purchasing experience.
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Two.inc operates in the global B2B market, addressing the $1 trillion problem of tied up working capital. The company's business model is designed to help businesses fix their balance sheets and stop chasing owed money. Instead of relying on traditional methods like invoice factoring and bank credit lines, businesses can get paid upfront with Two.inc. The company also offers a Merchant Portal where businesses can manage all their orders, giving them complete control over their transactions.
Two.inc's revenue model is likely based on transaction fees from the businesses that use its platform. The company also handles all dunning procedures, which are the steps taken to collect overdue payments, freeing up businesses to focus on growth.
In summary, Two.inc is a fintech startup that offers a seamless B2B payment solution, helping businesses to unlock their tied up capital, streamline their sales process, and focus on growth.
At a glance
- Status
- Operational
- Founded
- 2020
- Headquarters
- Oslo, Norway
- Employees
- 114
- Open positions
- 2
- Dealroom signal
- 76.5/100
- Industry
- Fintech
- Sub-industry
- Mortgages & Lending, Payments, Financial Management Solutions
- Sector
- Fintech, BNPL, Trade and Supply Chain Finance, B2B Payments, Nordic Rising Star 2022
- Business model
- SaaS
- Client focus
- b2b
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| EARLY VC✓Equity / VC | Jul 2025 | $14M | $99M | Sequoia · LocalGlobe · Alliance VC · Arkwright X | ↗ |
| SERIES A✓Equity / VC | Mar 2023 | $20M | $79M | Alliance VC · Alumni Ventures · Shine capital · Sequoia | ↗ |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for Two is 59K monthly website visits, up 1.7% over the last three months. Two's team declined 3.4% over the past year.
Similar companies
Company identity and context are open; selected comparison metrics preview what is available on the platform.
Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed2 investors entered at this stage
Antler
Sequoia
Series A9 investors entered at this stage
Shine capital
Alliance VC
Alumni Ventures
LocalGlobe
Day One Ventures
Visionaries
Idekapital
Arkwright X
Investinor
Other known investors7 additional known investors
Bring Ventures
Endeavor Greece
nFront Ventures
Oleg Tikhturov
Pep Gomez
Robert Lacher
Sondo Capital
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Two on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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