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Synchrony Financial

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Synchrony Financial is one of the nation’s premier consumer financial services companies

Stamford, United StatesFounded 1932Fintech
Valuation $338M Market cap · 2026

About Synchrony Financial

Synchrony is a financial services company specializing in consumer financing solutions. It serves millions of individuals by providing access to essential needs and everyday wants through a range of credit products. The company operates in the U.S. market, connecting consumers to an extensive ecosystem of small- and mid-sized businesses, as well as health and wellness providers. Synchrony's business model revolves around offering credit cards and other financing options, enabling consumers to make informed financial decisions. Revenue is generated through interest on credit products and fees associated with their use.

Source: Dealroom company data

At a glance

Status
Listed
Founded
1932
Headquarters
Stamford, United States
Listing
IPO 2014
Employees
16,342
Open positions
119
Dealroom signal
44.6/100
Industry
Fintech
Sector
Fintech
Client focus
b2b, b2c
Investment activity
14 companies, latest Feb 2026
Capital deployed
$348M
Preferred round
ACQUISITION

Funding history

8 recorded events

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
POST IPO DEBT✓Debt Jun 2026 $500M — Undisclosed ↗
POST IPO DEBT✓Debt Feb 2026 $750M — Undisclosed ↗
Showing the latest 2 of 8 recorded eventsBook a demo for the full funding history →

Financials

Revenue, earnings and profit over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

YearRevenueGrowthProfitMargin
2026 −$22M 0% −$23M 105.3%
2025 −$22M -181.4% −$23M 105.3%
2024 $27M -147.5% $26M 96%
2023 −$57M +7670.6%
2022 −$731K -54.2%
2021 −$1.6M -100%
2020 $11B —
Company filings, research estimates and Dealroom dataBook a demo for the full financial model →

Growth signals

Synchrony Financial team growth

Synchrony Financial's team grew 70.8% over the past year.

1-year team growth+70.8%
Summary metrics are public; monthly history is available with a demoCompare with peers →

Investments and acquisitions

Capital deployed

Recent portfolio relationships for companies that also act as investors or acquirers.

BadgeSan Francisco, United StatesOperating platform for Apple and Google Wallets $55Mvaluation Versatile CreditMechanicsburg, United States Bliss AestheticsBay Harbor Islands, United StatesAI-powered platform connecting patients with board-certified plastic surgeons, offering personalised guidance and visual previews of procedures $42Mvaluation Magic (Fortmatic)San Francisco, United StatesLeading non-custodial wallet-as-a-service (WaaS) provider and web3 onboarding solution to expand its enterprise-ready product suite to support growing customer base $208Mvaluation PetalNew York City, United StatesIs a new kind of credit card company on a mission to make credit honest, simple, and accessible $800Mvaluation TreezSan Francisco, United StatesThe leading enterprise cloud commerce platform that streamlines retail and supply chain operations within the cannabis market $260Mvaluation SocureNew York City, United StatesOffering an ID verification software system that uses dynamic machine-learning techniques and social data to deliver online fraud detection and prevention $5.2Bvaluation ChargeAfterNew York City, United StatesThe global multi-lender network for point-of-sale financing $176Mvaluation Pets Best InsuranceBoise, United StatesPet insurance service provider that reimburses on veterinary bill when the insured pet is sick or injured ProveNew York City, United StatesProvides advanced digital identity verification and authentication solutions, leveraging phone-centric technology to enhance security and reduce fraud $1Bvaluation LISNROakland, United StatesSends data over audio enhancing the development of mobile apps $62Mvaluation GPShopperNew York City, United StatesThe leading mobile commerce platform and app developer for retailers Loyalty and eComm integrations, mobile CMS and real-time analytics $12Mvaluation

Investors

2 investors on the cap table

From Dealroom's funding and investor records, grouped by the round each investor first entered.

Series A2 investors entered at this stage

  • Third Security LLC
  • NewVa Capital Partners
Team profiled 102 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 7 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Global footprint

Workforce and web traffic by country
Workforce by country
23 countries with
team presence
🇺🇸 United States59.6%
🇮🇳 India33%
🇵🇭 Philippines6.3%
🇨🇦 Canada0.2%
🇬🇧 United Kingdom0.1%
Top 5 of 23 shown

Market sentiment

Posts on X, past 7 days

An AI-synthesised read of the highest-engagement posts about Synchrony Financial on X, ranked by likes and reposts, corporate channels excluded.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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