Rivelo

About Rivelo

Rivelo operates as a vendor-centric B2B payment platform engineered to address cash flow challenges in high-ticket, tight-margin sectors. The company targets industries where cash flow is critical for survival, including wholesale distribution, healthcare and staffing, logistics, construction, manufacturing, and retail supply. The core issue Rivelo addresses is the delay in B2B payments, where vendors often wait up to 90 days for invoice settlement, while traditional financing options like factoring can significantly reduce margins. The platform provides a dual-sided solution. For vendors, it offers immediate liquidity by turning accounts receivable into accessible working capital. The process involves a vendor sending invoices through Rivelo, which then provides the funds instantly, bypassing the typical waiting period. This mechanism is designed to provide working capital without the high fees associated with traditional factoring. For buyers, Rivelo offers a simplified and flexible payment experience without requiring them to create an account. Upon receiving a payment link from a vendor, a buyer can choose from multiple payment options, including ACH, credit card, or buy now, pay later (BNPL) financing with terms such as Net 30, 60, or 90 days. This allows buyers to manage their own cash flow more effectively while ensuring their vendors are paid promptly. By facilitating immediate payment for the vendor and offering extended terms for the buyer, Rivelo aims to remove financial friction from B2B transactions, positioning itself as a critical tool for capital movement.