Turkey's Tarfin Flex acquires BNPL pioneer HASO
What's the deal? Tarfin FlexDealroom has a profile for this one. Try Dealroom → has acquired HASODealroom has a profile for this one. Try Dealroom →, one of Turkey's first buy now, pay later (BNPL) platforms, in a deal announced in September 2026. Terms were not disclosed. The move is meant to widen Tarfin Flex's reach in digital commerce, instalment sales, and flexible payment services.
What each side brings: HASO built its business by digitising Turkey's long-standing open-account and instalment shopping habits. Tarfin Flex plans to fold that technology and experience into its own ecosystem, extending credit options to businesses and consumers.
What changes: The company is targeting new instalment offers in sectors including electronics retail and used vehicles. "This collaboration gives us the chance to offer consumers cost-effective instalment payment options in areas such as electronics retail and used cars," said Tarfin Flex chief executive officer Volkan Döşoğlu (translated from Turkish).
Why now? Interest in digital commerce, fintech, and BNPL is rising across Turkey, where flexible payment options have become a competitive lever for merchants. Consolidating a specialist platform lets Tarfin Flex scale faster than building from scratch.
What's the endgame? HASO chief executive officer Kerem Özgür Araç framed the deal as a growth phase after meeting the company's founding goals. His aim, he said, was "to digitise the open-account and instalment shopping model that has long been a natural part of Turkish commerce, making it faster, safer, and more scalable" (translated from Turkish).
The signal: The acquisition points to consolidation in Turkey's BNPL and fintech market, as broader platforms absorb early movers to build end-to-end digital commerce ecosystems. For merchants and shoppers, it could mean more payment choices concentrated under fewer providers.
Read more: teknotalk.com
Image credit: Generated with Gemini
