Mirai RiskTech raises €5M to take its AI balance sheet platform global
What's the deal? Mirai RiskTechDealroom has a profile for this one. Try Dealroom →, a risk technology company focused on integrated asset and liability management (ALM), has closed a €5 million round led by Spanish investment firm InvereadyDealroom has a profile for this one. Try Dealroom →. The capital will fund expansion across Europe, the UK, the US, and the Middle East, and strengthen its presence in core markets such as Spain.
What's the endgame? Mirai is building a single-data-model platform that consolidates interest rate risk in the banking book (IRRBB), liquidity, funds transfer pricing (FTP), and regulatory reporting into one framework. The cloud-native system gives finance and risk teams a consistent view of the same numbers, shrinking the lag between market shifts and balance sheet decisions.
Why now? Treasury and ALM teams face faster markets, tightening regulation, and compressed timelines. Many banks still run treasury, ALM, risk, and finance on fragmented systems, which slows decisions and makes stress testing heavier.
Part of the funding will advance Mirai AIDealroom has a profile for this one. Try Dealroom →, the company's AI product line. It combines generative AI and deep learning: one tool builds behavioral models from historical data that recalibrate as conditions change, while another guides teams through balance sheet analysis in natural language with full traceability.
What they're saying: "Banks have historically managed treasury, ALM, risk and finance on separate systems, which makes it harder for a chief financial officer and a chief risk officer to work from the same numbers," said Olmo Vázquez, chief executive officer and co-founder of Mirai. "The aim is to give them a single, governed source of truth, with artificial intelligence built into the core of the platform rather than added on top."
Gerardo Redondo, director at Inveready, said the investment "reflects our conviction in teams building category-defining technology for high-value, highly regulated segments." He added that Mirai "closes a real gap for banks navigating an increasingly complex regulatory environment."
The signal: Banks are moving away from patchwork systems toward integrated platforms that promise transparency and consistency. Mirai's raise reflects investor appetite for AI-native tools targeting regulated, high-value corners of finance.
Image credit: Generated with Gemini
