FintechOS raises $28M as it pushes into the US
What's the deal? FintechOS has raised $28 million in combined equity and debt financing from its existing shareholders, including Bek VenturesDealroom has a profile for this one. Try Dealroom →, IFC, Cipio PartnersDealroom has a profile for this one. Try Dealroom →, and Molten Ventures, plus a senior debt facility from Santander CIBDealroom has a profile for this one. Try Dealroom →. The company sells an AI-native platform for "Unified Product Operations" to banks, insurers, and other financial services firms in the US and Europe.
Where does the money go? FintechOS will use the funds to build out its US expansion base, deepen its European client portfolio, and scale the delivery team behind the platform.
Why now? The round follows a strong first half of 2026, in which the company reached profitability and grew recurring revenue 40% year-on-year. Operational EBITDA climbed more than 102% year-on-year, and FintechOS expects a record year, with more than 20 new financial institutions adopting its FintechOS 8 platform in 2026.
What's the endgame? The US is FintechOS's fastest-growing market, up 130% year-on-year, and it is targeting more than 200% US growth over the next 12 months. It is appointing a US board and a new chairman, and building on partnerships with core banking providers Finxact — part of FiservDealroom has a profile for this one. Try Dealroom → — and Finastra PhoenixDealroom has a profile for this one. Try Dealroom → to reach more bank and credit union clients.
What they're saying: "Growth and profitability go hand in hand, not at the expense of one another," said founder and chief executive officer Teo Blidarus. Chief financial officer Cyril Desouza framed the raise as the product of "a deliberate, multi-year effort to get our cost base, our margins and our delivery practice right before we pushed harder on growth again."
The signal: Raising through a mix of equity and debt from existing backers, rather than a large new priced round, points to a fundraising climate that rewards capital efficiency. FintechOS is betting that profitability plus a US foothold is enough to fund fast growth without diluting further.
Read more: financialit.net
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