Creem raises €5M seed to let AI agents run startup billing
What's the deal? CreemDealroom has a profile for this one. Try Dealroom →, a billing and monetisation platform for AI-native software companies, has raised €5 million in seed funding led by Inovo VCDealroom has a profile for this one. Try Dealroom →. The round follows a €1.8 million pre-seed in August 2025, bringing total funding to €6.8 million.
Who's backing it? Existing investors Practica CapitalDealroom has a profile for this one. Try Dealroom → and AntlerDealroom has a profile for this one. Try Dealroom → joined, alongside angels including Bolt founder Markus VilligDealroom has a profile for this one. Try Dealroom →, Ready Player Me co-founders Timmu Tõke and Kaspar TiriDealroom has a profile for this one. Try Dealroom →, Voi's Adam JaferDealroom has a profile for this one. Try Dealroom →, and Viktor.comDealroom has a profile for this one. Try Dealroom →'s Fryd Wiatrowski.
What's the endgame? Founded by GoogleDealroom has a profile for this one. Try Dealroom → and Adyen alumni Gabriel Ferraz and Alec Erasmus, Creem builds financial infrastructure for small, globally distributed software teams — bundling billing, payments, tax compliance, payouts, and revenue management. Its next version, Creem 2.0, lets customers plug in their own AI agents to configure and run stores via the Model Context Protocol, APIs, and tools like Slack, avoiding Creem's own dashboard.
Why now? Ferraz argues small teams can now build products in a weekend that once took a year, but the infrastructure to monetise them still lags. Creem itself reflects the trend: the team grew from one person in October 2024 to 15, with annual recurring revenue more than doubling to over €2 million.
What's the money for? Over the next 12 to 18 months, Creem plans to scale agent-operated billing, expand affiliate and analytics tools, and strengthen global compliance and payouts across fiat and stablecoin rails.
"A lot of startups are racing to build agent workflows or agentic payments. We went the other way," said Ferraz. "Creem lets founders bring whatever agents they want and put them to work running and optimising their store, so revenue can grow without growing headcount."
What could go wrong? Letting AI agents handle financial operations carries regulatory and hallucination risks. Creem says its model — providing tools rather than its own AI — is designed to contain that exposure.
The signal: At €5 million, Creem's round sits in the top 2% of all-time seed rounds for enterprise software in Estonia. Inovo principal Dawid Sugier framed the bet on a "coming wave of transactions where an agent, not a human, makes the buying decision" — a quiet race to build the payments layer for the agent economy.
Read more: Tech.eu, Tech Funding News
Image credit: Creem
