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Refyne
India’s first and largest earned wage access platform that empowers full-time and contracted employees with real-time access to pay
About Refyne
Refyne is an innovative financial wellness provider based in India that offers a unique solution to combat financial insecurity among employees. The startup operates in the financial technology (fintech) market, serving businesses of all sizes. Its primary service is providing employees with access to their earned salary on-demand, rather than waiting for the traditional end-of-month payday. This service is designed to reduce financial stress, increase productivity, and decrease employee turnover.
Refyne's business model is a plug-and-play solution, meaning it can be easily integrated with any Human Resources Management System (HRMS) or rewards tool a company already uses. This makes it a flexible and convenient solution for businesses looking to improve their employees' financial wellness.
In addition to providing on-demand salary access, Refyne also offers financial education to help employees make sound financial decisions. It also provides financial coverage plans to protect employees from unexpected expenses, and even offers a service for employees to own gold in small amounts as a form of savings.
Refyne makes money by charging businesses a fee for its services. However, it's important to note that the company's services do not affect a business's cash flow, as the funds provided to employees are from their already-earned salary.
Refyne is ISO 27001 certified, ensuring it meets international standards for information security management, and is compliant with Indian labour laws.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2021
- Headquarters
- Bengaluru, India
- Employees
- 194
- Open positions
- None listed
- Dealroom signal
- 81.0/100
- Industry
- Fintech
- Sub-industry
- Payments, Financial Management Solutions
- Sector
- Fintech, Payroll, On Demand Pay, financial inclusion
- Business model
- SaaS
- Client focus
- b2b, b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| DEBTDebt | Jun 2025 | $4M | — | Stride Ventures | ↗ |
| EARLY VCOther financing | Jan 2022 | $82M | $328M | XYZ Capital · RTP Global · DST Global · QED Investors | ↗ |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for Refyne is 200K monthly website visits, up 156.4% over the last three months. Refyne's team grew 3.2% over the past year.
Similar companies
Company identity and context are open; selected comparison metrics preview what is available on the platform.
Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed3 investors entered at this stage
QED Investors
Repeat Ventures
XYZ Capital
Series A4 investors entered at this stage
DST Global
RTP Global
Stream
Tiger Global
Series B and later1 investor entered at this stage
Stride Ventures
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Refyne on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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