PAHAL

About PAHAL

Pahal Finance is a microfinance institution (MFI) that began operations in 2014 and has rapidly grown to become one of the leading players in its segment. The company operates over 116 branches and manages a portfolio of approximately 600 crores. Pahal Finance employs over 1,000 staff members across its corporate office and branches. The primary mission of Pahal Finance is to provide credit to low-income households and individuals, enabling them to engage in income-generating activities and achieve economic self-sufficiency. This, in turn, helps improve their standard of living and social status.

Pahal Finance serves a diverse clientele, primarily focusing on poor families and individuals who lack access to traditional banking services. The company operates in the microfinance market, which targets low-income segments of the population. Pahal Finance's business model revolves around offering a range of financial and non-financial products and services tailored to meet the needs of its clients. These products include microloans, which are small loans provided to individuals or groups for entrepreneurial activities.

The company generates revenue through the interest charged on these microloans. Additionally, Pahal Finance has raised funds from over 30 financial institutions, including public and private banks and Non-Banking Financial Companies (NBFCs). This diversified funding base allows the company to maintain a robust financial position and continue expanding its services.

Pahal Finance is committed to delivering quality services and constantly strives to identify and address the evolving needs of its clients. The company also engages in various community development initiatives, such as health camps and awareness programs, to further support the well-being of its clients.