Jar.xyz

About Jar.xyz

Jar (Jar.xyz, myjar.app) is a Bengaluru-based fintech and daily gold-savings app, operated by Changejar Technologies Private Limited, that automatically saves small amounts every day and invests them in 24K digital gold. It describes itself as India's premier financial fitness platform, guiding millions toward smarter savings with effortless ease and making gold accessible to every Indian.

Users set up daily, weekly or monthly savings, including round-ups on everyday spending, and watch their gold holdings grow in the app, with the option to redeem or convert them later. The company's LinkedIn page says it has a following of more than 180,000 and the app counts tens of millions of users. Its site also carries clear fraud warnings, stating that the company never asks for OTPs, KYC or payments by phone or messaging apps.

Beyond its core digital gold product, Jar has expanded into gold jewellery under the Nek brand and into insurance. Customers are mass-market Indian savers, many of them first-time investors, who use the mobile app to build a savings habit with small amounts.

Jar earns revenue from the spread on gold purchases and sales, jewellery sales and partner financial products, positioning itself in India's consumer savings and investing market against other digital gold providers, wealth apps and payment apps that offer gold.