J
Janalakshmi
Digitized bank serving all customer segments and communities of an aspirational India
About Janalakshmi
Janalakshmi.com is a financial services startup that operates in the Indian market. The company provides a wide range of banking and financial products to both individuals and businesses. For individuals, they offer various types of savings accounts, including premium and regular accounts, as well as loans for different purposes such as home improvement, agriculture, and two-wheeler purchases. They also provide educational resources on loan overdue concepts, which helps customers understand the implications of late loan repayments.
For businesses, Janalakshmi.com offers a variety of business accounts, including digital and premium accounts. They also provide business loans, with minimal documentation requirements and loan amounts as low as INR 10,000. The company also offers a unique feature, the QR Code for Merchants, which simplifies the payment process for businesses.
In addition to these services, Janalakshmi.com also partners with several insurance companies, including Bajaj Allianz and ICICI, to offer life, general, and health insurance products. They also provide corporate internet banking services and a 3-IN-1 account which combines savings, trading, and demat accounts.
The company makes money primarily through the interest earned on loans and the fees charged for various banking services. They also earn commission on the insurance products sold through their platform.
Janalakshmi.com is committed to customer safety and advises customers to report any unauthorized transactions as soon as possible to minimize the risk of loss. They also warn customers to beware of fictitious offers and lottery winnings.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2008
- Headquarters
- Bengaluru, India
- Employees
- 2,778
- Open positions
- None listed
- Dealroom signal
- 31.6/100
- Industry
- Fintech
- Sub-industry
- Banking
- Sector
- Fintech, Challenger Bank, financial inclusion
- Business model
- Marketplace & ecommerce
- Client focus
- b2b, b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| GROWTH EQUITY VCOther financing | Nov 2019 | $32M | — | HarbourVest Partners | — |
| SERIES FOther financing | Sep 2017 | $161M | $644M | TPG | — |
Growth signals
Latest recorded traffic for Janalakshmi is 1.9K monthly website visits, up 171.4% over the last three months. Janalakshmi's team declined 0.8% over the past year.
Similar companies
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Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Series A1 investor entered at this stage
Tree Line Asia Master Fund
Series B and later7 investors entered at this stage
Lok Capital
Morgan Stanley
Tata Capital
CDC Group
International Finance Corporation
TPG
HarbourVest Partners
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Janalakshmi on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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