COMPANY PROFILE

Step Mobile

A next generation financial services company building the best banking experience to help teens and young adults achieve financial independence and knowledge at an earlier age

Palo Alto, United StatesFounded 2018Fintech

Valuation $500M–1B Last recorded · 2021

Revenue $10–50M Latest reported FY

Headcount 100–500 Current team size

Total funding $100–500M Disclosed equity funding

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About Step Mobile

Step.com is a financial technology (fintech) startup that offers a range of banking services aimed at helping individuals, particularly those under 18, build a positive credit history. The company operates in the fintech market, serving clients who are looking for accessible and user-friendly banking solutions.

Step.com's services are powered by Visa, providing users with built-in fraud protection and a Zero Liability guarantee for unauthorized charges. This means that users are not held responsible for unauthorized transactions on their accounts. The banking services are provided by Evolve Bank & Trust, ensuring that users' funds are FDIC-insured up to $1,000,000.

One of the key features of Step.com is its Credit Building Card. This secured Visa Card allows users to build a positive credit history, even before they turn 18. The company also offers a savings account with a 5.00% interest rate, provided users make a qualifying direct deposit.

Step.com also offers the opportunity to buy fractional shares of stocks, ETFs, and bitcoin with as little as $1, without any stock commission fees. This feature makes investing accessible to a wider audience, including those with limited funds.

The company makes money through a subscription model, with users paying $99 per year for the services. Additionally, Step.com earns revenue through interest on deposits and transaction fees.

In summary, Step.com is a fintech startup that provides accessible and user-friendly banking solutions, with a focus on helping individuals build a positive credit history.

MoreLess Source: Dealroom company data

At a glance

Status: Acquired
Founded: 2018
Headquarters: Palo Alto, United States
Employees: 274
Open positions: 3
Dealroom signal: 69.2/100
Industry: Fintech
Sub-industry: Banking
Sector: Fintech, Teenagers, Challenger Bank, Financial Education, K-12, financial inclusion
Technology: Mobile app
Business model: Marketplace & ecommerce
Client focus: b2b, b2c
Links: Website LinkedIn X

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News, research, reports and resources connected to this company by Dealroom

Funding history

6 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
ACQUISITIONOther financing	Feb 2026	$0	—	Beast Industries	↗
DEBTDebt	Oct 2022	$300M	—	TriplePoint Capital · Physicians Capital	↗

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Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth
2026
2025
2024
2023
2022
2021
2020		—

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Growth signals

Step Mobile website traffic

Latest recorded traffic for Step Mobile is 270K monthly website visits, up 12.5% over the last three months. Step Mobile's team grew 0.7% over the past year.

Latest monthly visits270K 3-month web change+12.5% 1-year team growth+0.7%

Monthly website visitsJan 2018–Jul 2026

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Open positions

Openings linked to this company in Dealroom

SEO & AI Search Content ManagerSan Mateo, California, United States, Northern America, Americas · Marketing & Communication · Aug 18, 2026 Affiliate and Partnerships Manager, Performance MarketingSan Mateo, California, United States, Northern America, Americas · Marketing & Communication · Aug 18, 2026 Director, Product MarketingSan Mateo, California, United States, Northern America, Americas · Marketing & Communication · Aug 17, 2026 Director, Marketing TechnologySan Mateo, California, United States, Northern America, Americas · Marketing & Communication · Aug 17, 2026 Lead Visual Designer, Brand and ProductSan Mateo, California, United States, Northern America, Americas · Design · Aug 11, 2026 Lead Product Designer, BankingSan Mateo, California, United States, Northern America, Americas · Finance · Aug 10, 2026 Lead Design EngineerSan Mateo, California, United States, Northern America, Americas · Design · Aug 10, 2026 Head of ComplianceSan Mateo, CA · Legal · Aug 8, 2026

8 distinct openings shownExplore hiring signals →

Similar companies

Closest operating peers by Dealroom taxonomy

Company identity and context are open; selected comparison metrics preview what is available on the platform.

Company	Headquarters	Status	Employees	Total funding	Valuation
GEGetAs part of Get's mission, It is raising a new, financially aware & literate generation in SEA	Singapore, Singapore	Operational	314	$2.9M	$10M
MOMozperA debit card and app designed for kids and parents	São Paulo, Brazil	Operational
WIWingocardDeveloped a collaborative banking app for teens and their parents that’s linked to a Visa debit card	Montreal, Canada	Operational
FAFamPayAllows parents to send money to their kids below the age of 18, which they can spend securely any time, anywhere, under their supervision	Bengaluru, India	Operational
OWOwwnFinancial platform for Gen Z that bundles banking, advice and education in one app	Berlin, Germany	Operational
CBCopper BankingCopper is the digital bank for teens built with the mission of creating a financially successful generation	Seattle, United States	Operational
JUJunioHelping children grow into financially responsible adults	Delhi, India	Operational
VCVybe CardA neobank for young people	Paris, France	Acquired