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Corgi

Fintech · San Francisco, United States · Founded 2024

Corgi is an American insurance technology company developing an AI-native, full-stack insurance and financial infrastructure platform. Founded in 2024 by CEO/CTO Nico Laqua and COO Emily Yuan, the San Francisco-based firm participated in Y Combinator's Summer 2024 batch. The company officially launched its platform in July 2025 after receiving regulatory approval to operate as a licensed insurance carrier. Laqua, a Columbia neuroscience and computational biology graduate, previously scaled a gaming portfolio to over 200 million monthly active users. Yuan is a Stanford computer science dropout and Forbes 30 Under 30 honoree who previously co-founded Picnic and served as COO at Basket Entertainment alongside Laqua. The founders aim to rebuild the insurance industry by leveraging AI to automate underwriting, policy design, servicing, and claims administration. This full-stack approach eliminates intermediaries, allowing for faster, more efficient, and clearer coverage tailored to modern businesses. Corgi's primary clients are technology startups and venture-backed companies. Its product lines include directors and officers (D&O) liability, cyber insurance, commercial general liability, and AI liability insurance, which offers IP defense for training data. As a licensed carrier, Corgi underwrites and issues policies directly. For cases requiring state-admitted paper, it places coverage through A-rated partner carriers. The company has raised over $481 million in funding, achieving a valuation of $2.6 billion as of May 2026. In addition to its insurance offerings, the company operates Corgi Funds, which provides a range of Exchange-Traded Funds (ETFs). In May 2026, Corgi Funds launched 34 actively managed funds, including thematic, leveraged, and buffered equity ETFs. These products are designed to offer investors direct access to disruptive themes and companies, from frontier technology to city-specific funds. The ETF lineup also includes fixed-income and structured buffer funds that use FLEX options to protect against a set percentage of downside performance. Keywords: AI insurance, insurtech, full-stack insurance carrier, startup insurance, commercial insurance, directors and officers liability, cyber liability, AI liability, automated underwriting, venture-backed companies, financial infrastructure, ETF provider, thematic ETFs, buffered ETFs, leveraged ETFs, asset management, Y Combinator, Nico Laqua, Emily Yuan, AI-native platform