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Capital on Tap
Fintech · London, United Kingdom · Founded 2012
The credit card built for small businesses MoreLess
Capital on Tap is a financial technology company that provides business credit cards and working capital for small and medium-sized enterprises (SMEs) in the United States and the United Kingdom. The company serves over 200,000 businesses, offering them tools to manage their finances and access funding.
Their primary product is a business credit card that allows for high spending limits and can be used for various business expenses. The company's business model is centered on providing credit to SMEs. It generates revenue through the interest on the credit lines provided to its customers and likely through interchange fees on card transactions. Capital on Tap has secured significant funding facilities to support its lending activities and expand its services. The company has also partnered with other financial institutions, such as ClearBank, to offer additional products like business savings accounts, enhancing its value proposition for SMEs.
Keywords: business credit, working capital, SME financing, credit cards, financial technology, business funding, expense management, small business loans, corporate cards, business finance
Company overview
Capital on Tap company information
The essential company record, classifications and operating signals in one place.
- Status
- Operational
- Founded
- 2012
- Headquarters
- London, United Kingdom
- Employees
- 1,012
- Open positions
- None listed
- Dealroom signal
- 93.6
Valuation & funding
Capital on Tap funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| LENDING CAPITALOther financing | May 2025 | $858M | — | Societe Generale · Lloyds Bank · SMBC Capital Markets | ↗ |
| LENDING CAPITALOther financing | Feb 2025 | $990M | — | BNP Paribas · Blue Owl Capital · Citi | ↗ |
| LENDING CAPITALOther financing | Sep 2023 | $330M | — | Undisclosed | ↗ |
| LENDING CAPITALOther financing | Oct 2022 | $132M | — | Atalaya Capital | ↗ |
| LENDING CAPITALOther financing | Aug 2022 | $264M | — | JP Morgan | ↗ |
| LENDING CAPITALOther financing | Apr 2022 | Värde Partners · HSBC Securities | ↗ | ||
| LATE VCOther financing | Oct 2021 | BNP Paribas · Atalaya Capital · HSBC Securities | — | ||
| LENDING CAPITALOther financing | Jun 2021 | Atalaya Capital | — | ||
| LENDING CAPITALOther financing | Aug 2019 | Citi | — | ||
| LENDING CAPITALOther financing | Jun 2019 | M&G | — |
Growth signals
Capital on Tap website traffic
Latest recorded traffic for Capital on Tap is 610K monthly website visits, up 29.8% over the last three months. Capital on Tap's team grew 13.7% over the past year.
Comparisons
Capital on Tap compared with similar companies
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Talent graph
Capital on Tap's talent
Source: Dealroom Talent Intelligence.
Global footprint
Where Capital on Tap has talent and traffic
team presence
In the news
Latest news about Capital on Tap
Recent press, funding announcements, and product moves mentioning Capital on Tap — open to read from the original sources.
Market sentiment
What the market is saying about Capital on Tap
An AI-synthesized read of the highest-engagement posts about Capital on Tap on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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