100Credit

Fintech · Dongcheng District, China · Founded 2014

Bairong, also known as 100Credit, is a fintech company that provides AI-powered credit services to banks and other financial institutions in China. The company offers an end-to-end infrastructure that automates the entire lending process, from loan origination and management to debt collection. 100Credit has developed a proprietary underwriting model that uses real-time online and offline data to identify high-quality borrowers, even those with limited credit and employment history. For small enterprises, the company collects and analyzes business data, such as transactions, illegal activities, administrative penalties, and customer complaints, to build credit models. The company's services are designed to help financial institutions make more informed lending decisions, reduce risk, and improve efficiency. By leveraging big data and AI, 100Credit is able to provide its clients with a more comprehensive and accurate picture of a borrower's creditworthiness. Keywords: fintech, lending, credit services, AI, big data, underwriting, risk management, financial institutions, data analysis, debt collection

Valuation $1–2.5B

Revenue $100–500M

Headcount 100–500

Total funding $100–500M

Unlock exact values

Power Law Unicorn$1–10B valuation tier

Investors

6 investors on 100Credit's cap table

Sourced from Dealroom's funding history. Investor profile links are shown where available.

Series A 4 investors entered at this stage

CICC

Hillhouse Capital

HSG

IDG Capital

Series B+ 2 investors entered at this stage

Sequoia

China Reform Fund Management

Global footprint

Where 100Credit has talent and traffic

Workforce by country

🇨🇳 China · Dongcheng District HQ

Book a demo for the full country breakdown

Web traffic by country

10K monthly visits
across markets

🇺🇸 United States54%

🇸🇬 Singapore33%

🇨🇳 China10%

🇭🇰 Hong Kong3%

Top 4 markets shown

Talent graph

The shape of 100Credit's talent

Dealroom maps 100Credit's team person by person — pinpointing the standout operators and scoring them across the six dimensions investors underwrite. The counts and shape below are a public preview; the named individuals and exact scores live in the platform.

29 standout operatorsDealroom-flagged across the org

1 AI specialistpinpointed by name

153 employees mappedperson by person

DimensionScore

AI Talentlive

Engineering

Product

Go-to-market

Leadership

Research

Book a demo to unlock 100Credit's exact scores

Source: Dealroom Talent Intelligence. Public profiles show counts and the team's shape only — request a demo for the named individuals, per-person seniority and tenure, and team benchmarks vs peers.

Patent intelligence

$9M patent portfolio · 346 active families

Estimated portfolio value

$9M

0.87% of valuation · 5.3× smaller than top peer Plaid ($46M)

346 active patent families

Source: Dealroom Patent Intelligence · Patsnap. Request a demo for the full per-sub-category breakdown, individual records, and quality-score history.

Market sentiment

What the market is saying about 100Credit

An AI-synthesized read of the highest-engagement posts about 100Credit on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

See 100Credit on the full Dealroom platform

Live deal flow, founder pedigree, hiring signals, revenue trajectory, and the full cap table.

Book a demo Explore company profiles