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100Credit
Professional financial information services to provide large companies
About 100Credit
Bairong, also known as 100Credit, is a fintech company that provides AI-powered credit services to banks and other financial institutions in China. The company offers an end-to-end infrastructure that automates the entire lending process, from loan origination and management to debt collection.
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100Credit has developed a proprietary underwriting model that uses real-time online and offline data to identify high-quality borrowers, even those with limited credit and employment history. For small enterprises, the company collects and analyzes business data, such as transactions, illegal activities, administrative penalties, and customer complaints, to build credit models.
The company's services are designed to help financial institutions make more informed lending decisions, reduce risk, and improve efficiency. By leveraging big data and AI, 100Credit is able to provide its clients with a more comprehensive and accurate picture of a borrower's creditworthiness.
At a glance
- Founded
- 2014
- Headquarters
- Dongcheng District, China
- Sector
- Fintech
- Power Law
- Unicorn$1–10B valuation tier
Knowledge graph
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Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Series A4 investors entered at this stage
Series B and later2 investors entered at this stage
Sequoia- CMChina Reform Fund Management
Source: Dealroom Talent Intelligence.
Global footprint
across markets
Patents
346 active patent families included in this estimate.
A patent family groups patent filings for the same invention. Source: Dealroom · PatSnap.
Market sentiment
An AI-synthesised read of the highest-engagement posts about 100Credit on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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