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100Credit

Fintech · Dongcheng District, China · Founded 2014

Professional financial information services to provide large companies MoreLess

Bairong, also known as 100Credit, is a fintech company that provides AI-powered credit services to banks and other financial institutions in China. The company offers an end-to-end infrastructure that automates the entire lending process, from loan origination and management to debt collection.

100Credit has developed a proprietary underwriting model that uses real-time online and offline data to identify high-quality borrowers, even those with limited credit and employment history. For small enterprises, the company collects and analyzes business data, such as transactions, illegal activities, administrative penalties, and customer complaints, to build credit models.

The company's services are designed to help financial institutions make more informed lending decisions, reduce risk, and improve efficiency. By leveraging big data and AI, 100Credit is able to provide its clients with a more comprehensive and accurate picture of a borrower's creditworthiness.

Keywords: fintech, lending, credit services, AI, big data, underwriting, risk management, financial institutions, data analysis, debt collection

Valuation $1–2.5B
Revenue $100–500M
Headcount 100–500
Total funding $100–500M
Unlock exact values This page shows ranges. Dealroom has the exact numbers for 100Credit and the history behind them.
Power Law Unicorn$1–10B valuation tier

Talent graph

100Credit's talent

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Employees mapped 153 incl. 1 AI specialist
Founders Hidden — book a demo/100 quality score
Key operators 29 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

6 investors on 100Credit's cap table

Sourced from Dealroom's funding history. Investor profile links are shown where available.

Series A 4 investors entered at this stage
CICC
Hillhouse Capital
HSG
IDG Capital
Series B+ 2 investors entered at this stage
Sequoia
China Reform Fund Management

Global footprint

Where 100Credit has talent and traffic

Workforce by country
🇨🇳 China · Dongcheng District HQ
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Web traffic by country
10K monthly visits
across markets
🇺🇸 United States54%
🇸🇬 Singapore33%
🇨🇳 China10%
🇭🇰 Hong Kong3%
Top 4 markets shown

Patent intelligence

$9M patent portfolio · 346 active families

Estimated portfolio value
$9M
0.87% of valuation · 5.3× smaller than top peer Plaid ($46M)
346 active patent families

Source: Dealroom Patent Intelligence · Patsnap. Request a demo for the full per-sub-category breakdown, individual records, and quality-score history.

Market sentiment

What the market is saying about 100Credit

An AI-synthesized read of the highest-engagement posts about 100Credit on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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