InLife opens Nasdaq-100 income fund to Filipino policyholders
What's the deal? Insular Life (InLife)Dealroom has a profile for this one. Try Dealroom → has launched the Global Equity Premium Income Fund (GEPI), a variable unit-linked (VUL) fund giving eligible policyholders access to global equity markets through a Nasdaq-100-linked strategy. The fund aims to deliver potential monthly income via an actively managed portfolio that uses covered call options.
How it works: GEPI invests through a feeder fund in J.P. Morgan's Nasdaq Equity Premium Income ETF (JEPQ), which tracks companies similar to those in the Nasdaq-100 — including Nvidia, Apple, Microsoft, AlphabetDealroom has a profile for this one. Try Dealroom →, Amazon, and Meta. The fund sells call options to generate premiums that can feed its income distributions, with those premiums often rising during volatile periods.
Why now? InLife says the fund answers growing interest among Filipino investors in international technology and innovation companies.
Chief product and innovation officer Jose Eduardo O. Ang said GEPI bridges that gap by "combining exposure to world-leading tech innovators with an active covered call strategy." He added the approach aims to help policyholders stay invested during market swings.
Who's it for? GEPI targets investors seeking Nasdaq-100 exposure alongside potential monthly income, and can complement an existing income-focused portfolio. It is open to new applications and to eligible existing VUL policies — including Wealth Assure Plus and Solid Fund Builder — for switches and top-ups.
What could go wrong? The fund carries market risk. Its value can fluctuate, and income distributions are not guaranteed. The covered call strategy limits but does not remove exposure to a concentrated, volatile set of US mega-cap stocks.
The signal: InLife joins a widening Philippine market for Nasdaq-100 exposure. Sun Life launched a peso-denominated feeder fund in 2025 — reaching about US$13.1M in net assets by July 2026 — and ATRAM added Nasdaq-linked equity-income funds in January 2026. The launch is less a first than another sign that local insurers and fund managers are packaging US tech exposure for Filipino investors; its impact will hinge on fees, currency exposure, and how clearly the concentration risks are disclosed.
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