infiniFi raises $3M seed to bring on-chain yield to everyday savers

What's the deal? infiniFiDealroom has a profile for this one. Try Dealroom →, a DeFi protocol rebuilding fractional reserve banking on-chain, has raised $3 million in a seed round led by Electric CapitalDealroom has a profile for this one. Try Dealroom →. Participants included New Form CapitalDealroom has a profile for this one. Try Dealroom →, Generative VenturesDealroom has a profile for this one. Try Dealroom →, Fasanara CapitalDealroom has a profile for this one. Try Dealroom →, 2SquareDealroom has a profile for this one. Try Dealroom →, 4th Revolution Capital, DCFGodDealroom has a profile for this one. Try Dealroom →, and The RollupDealroom has a profile for this one. Try Dealroom →.

What's the endgame? The company automates on-chain the process banks use to deploy depositor capital across different-duration assets, but returns more of the economics to depositors. It runs across EthereumDealroom has a profile for this one. Try Dealroom →, ArbitrumDealroom has a profile for this one. Try Dealroom →, KatanaDealroom has a profile for this one. Try Dealroom →, and Base, with partners including AaveDealroom has a profile for this one. Try Dealroom →, Morpho, PendleDealroom has a profile for this one. Try Dealroom →, and Ethena.

Why now? The raise lands ahead of infiniFi's token generation event, confirmed for Q4 2026. The new capital will fund protocol development, new integrations, multichain expansion, and product rollout as it moves toward the TGE.

By the numbers: Since launching in June 2025, infiniFi has generated more than $9 million in yield and hit an all-time high of $180 million in total value locked. With more than $6 million raised across its pre-seed and seed rounds, the protocol has now produced more yield than it has taken in outside capital.

What's next? The company plans to push beyond crypto-native users with infiniFi Prime, which aims to bring institutionally managed private credit into Earn accounts across neobanks and consumer apps. "We are expanding distribution for our offerings, while simultaneously diversifying the offerings that earn our users their returns," said founder and chief executive officer Rob Montgomery.

The signal: infiniFi is betting that the next wave of DeFi growth comes from connecting on-chain returns to off-chain users — a market far larger than crypto natives. Whether it can bridge that gap without inheriting the opacity it set out to avoid is the test ahead.

Read more: pr.sandyjournal.com

Image credit: seniorplanning