IFS Capital launches $61.7M loan securitisation to recycle MSME capital
What's the deal? IFS CapitalDealroom has a profile for this one. Try Dealroom →, a Singapore-listed specialist lender, has signed its inaugural US$57.9M (≈$61.7 million) securitisation programme backed by Singapore real-estate-secured loans to micro, small and mid-size enterprises (MSMEs). DBSDealroom has a profile for this one. Try Dealroom → arranged the transaction, and CapitaLand InvestmentDealroom has a profile for this one. Try Dealroom → took the entire senior note tranche.
What's the endgame? IFS Capital sells a defined pool of loans into a special purpose vehicle while retaining the mezzanine and subordinated notes. The aim is to recycle capital into new MSME lending and turn securitisation into a recurring funding channel.
What's the company? IFS Capital finances MSMEs across Southeast and East Asia through offices in Singapore, Malaysia, Thailand, Indonesia and Hong Kong, offering working capital, asset-based and property-secured loans. It is part of the PhillipCapital Group and held group lending assets of US$348.3M as at June 30, 2026.
Why it matters? CapitaLand Investment's participation widens its footprint in Singapore's real estate private credit market and signals institutional confidence in IFS Capital's underwriting. DBS called the deal a milestone for unlocking institutional capital and diversifying funding sources.
The signal: The programme reflects a broader push to deepen Singapore's securitisation market and channel institutional money into real-economy financing. For smaller lenders, structured credit is becoming a route to free up balance-sheet capacity and expand MSME credit access.
Read more: tipranks.com
Image credit: Visualvalhalla
