Z
ZestMoney
Zest is India's first completely automated consumer digital lending platform
About ZestMoney
ZestMoney is a digital lending platform based in India that offers flexible, convenient, and affordable credit solutions. The company operates in the financial technology (fintech) market, providing an alternative to traditional banking services. It primarily serves customers who may not have a credit score or access to credit cards, enabling them to make purchases and pay in installments over a period of 3, 6, 9, or 12 months.
Read full description
The business model of ZestMoney is centered around providing credit to customers for their purchases at over 100,000 offline and 15,000 online stores. Customers can download the Zest app, complete their profile, and discover their credit limit. They can then use ZestMoney to make payments, breaking down larger amounts into smaller, manageable installments. The company emphasizes transparency, with no hidden charges, processing fees, or additional costs.
ZestMoney makes money by charging interest on the credit it provides, although it offers a 0% interest rate on certain offerings and the Pay-in-3 option. The company has been recognized as a Great Place to Work (GPTW) for two consecutive years, indicating a strong company culture and employee satisfaction.
In summary, ZestMoney is a fintech startup that provides accessible and transparent credit solutions, enabling customers to manage their finances more effectively and shop without the need for a credit card or a high credit score.
At a glance
- Status
- Acquired
- Founded
- 2015
- Headquarters
- Bengaluru, India
- Employees
- 227
- Open positions
- None listed
- Dealroom signal
- 67.2/100
- Industry
- Fintech
- Sub-industry
- Mortgages & Lending, Payments
- Sector
- Fintech, Point of Sale, BNPL, Consumer Lending, financial inclusion
- Technology
- Big Data, Mobile app
- Business model
- Marketplace & ecommerce
- Client focus
- b2b, b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| ACQUISITIONOther financing | Jan 2024 | $0 | — | DMI Finance | ↗ |
| LATE VCOther financing | Jul 2023 | $6M | $250M | Zip · Omidyar Network India · Quona Capital · Flourish Ventures | ↗ |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for ZestMoney is 100K monthly website visits, down 23.1% over the last three months. ZestMoney's team declined 13.7% over the past year.
Similar companies
Company identity and context are open; selected comparison metrics preview what is available on the platform.
Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed2 investors entered at this stage
Series A6 investors entered at this stage
PayU
Xiaomi
Quona Capital
Prosus
Coinbase
Goldman Sachs
Series B and later4 investors entered at this stage
Zip
Omidyar Network India
Flourish Ventures
Scarlet Digital
Other known investors2 additional known investors
Alteria Capital
DMI Finance
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about ZestMoney on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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