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Scratchpay Financial
Patient financing solution for veterinary care
About Scratchpay Financial
Scratchpay is a financial technology company that offers flexible payment plans for medical expenses, primarily targeting pet owners and veterinary practices. Operating in the medical financing market, Scratchpay provides a range of payment options that allow clients to spread out their medical bills over time, making healthcare more accessible and affordable. The business model revolves around offering installment plans with varying terms and interest rates, depending on the applicant's credit profile. Scratchpay makes money through the interest charged on these payment plans and fees paid by veterinary practices for offering Scratchpay as a financing option to their clients. The company prides itself on transparency, with no hidden fees, no prepayment penalties, and a straightforward application process that does not affect the applicant's credit score. Scratchpay's services are designed to alleviate the financial burden of unexpected medical expenses, ensuring that pet owners can provide necessary care without immediate financial strain.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2016
- Headquarters
- Pasadena, United States
- Employees
- 101
- Open positions
- 4
- Dealroom signal
- 77.9/100
- Industry
- Health, Fintech
- Sub-industry
- Health Platform, Mortgages & Lending, Payments
- Sector
- Health Tech & Medtech, BNPL, Consumer Lending, Pets, Hard Tech, financial inclusion
- Business model
- Marketplace & ecommerce
- Client focus
- b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SERIES COther financing | Sep 2022 | $35M | $140M | TTV Capital · Digitalis Ventures · Struck Capital · Alumni Ventures | ↗ |
| EARLY VCOther financing | Sep 2020 | $750K | $3M | Undisclosed | — |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for Scratchpay Financial is 790K monthly website visits, up 68.1% over the last three months. Scratchpay Financial's team grew 4.1% over the past year.
Open positions
Similar companies
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Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed1 investor entered at this stage
Struck Capital
Series A4 investors entered at this stage
TTV Capital
Digitalis Ventures
SWS Venture Capital
FJ Labs
Series B and later2 investors entered at this stage
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Scratchpay Financial on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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