COMPANY PROFILE

Xmoney

Global payment platform enabling businesses to accept crypto and fiat seamlessly, with invoicing, checkout, and card issuance tools

Bucharest, RomaniaFounded 2017Fintech

Valuation $100–250M Last recorded · 2025

Headcount <100 Current team size

Total funding $10–50M Disclosed equity funding

Unlock exact values

About Xmoney

xMoney is a global payment infrastructure platform that enables businesses to accept both cryptocurrency and fiat payments seamlessly. Headquartered in Portugal and Romania, xMoney offers a unified solution for merchants to manage transactions, issue invoices, handle recurring billing, and accept payments via credit cards, mobile wallets, and leading digital assets.

Originally launched in 2017 as Utrust, the company has evolved into a comprehensive payment ecosystem that bridges traditional finance with blockchain-based innovation. xMoney empowers businesses with flexible checkout experiences — from hosted payment pages to embeddable “Pay Now” buttons, customizable invoicing, and on-chain payments through its integration with the MultiversX blockchain.

The platform supports a wide range of currencies and assets, including BTC, ETH, USDT, EGLD, and stablecoins, while also offering fully branded virtual and physical card issuance through its enterprise platform. Merchants benefit from features like real-time conversion, automatic settlement in fiat, fraud detection, compliance (AML/KYC), and PCI-DSS-certified infrastructure.

xMoney is operated under a financial license by Capital Financial Services S.A. in Romania and complies with regulations in multiple jurisdictions, including Estonia. The company has processed payments for thousands of businesses and supports a user base of over 250,000 across Europe and beyond.

Notably, xMoney is one of the first platforms to make crypto payments practical for everyday commerce, offering lower fees, faster transactions, and global accessibility — without requiring users to manage wallets or custody directly. It is also integrated with Binance Pay, allowing cross-platform crypto payments to over 100 million users globally.

xMoney combines the speed and borderless nature of crypto with the reliability of fiat systems, helping businesses scale their payment options securely and efficiently — all through a single API or web interface.

Keywords / Tags: fintech, payments, crypto payments, cross-border payments, invoicing, recurring billing, checkout, crypto invoicing, payment infrastructure, blockchain, stablecoins, fiat-to-crypto, card issuing, SaaS payments, outside tech, MultiversX

MoreLess Source: Dealroom company data

At a glance

Status: Operational
Founded: 2017
Headquarters: Bucharest, Romania
Employees: 52
Open positions: None listed
Dealroom signal: 78.9/100
Industry: Fintech, Enterprise Software
Sub-industry: Payments, Crypto and DeFi
Sector: Fintech, Crypto Payments, Woman Founder
Technology: Blockchain
Business model: SaaS
Client focus: b2b, b2c
Links: Website LinkedIn X

Knowledge graph

Founder mafia, market maps, research and news connected to this company by Dealroom

Funding history

1 recorded event

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
EARLY VC✓Equity / VC	Sep 2025	$22M	$86M	MultiversX · Sui Foundation	↗

Showing the latest 1 of 1 recorded eventsBook a demo for the full funding history →

Growth signals

Xmoney website traffic

Latest recorded traffic for Xmoney is 240K monthly website visits, up 71.4% over the last three months. Xmoney's team grew 26.8% over the past year.

Latest monthly visits240K 3-month web change+71.4% 1-year team growth+26.8%

Monthly website visitsJun 2025–Jul 2026

Explore monthly traffic historyTrack growth over time and compare with peersBook a demo

Summary metrics are public; monthly history is available with a demoCompare with peers →

Similar companies

Closest operating peers by Dealroom taxonomy

Company identity and context are open; selected comparison metrics preview what is available on the platform.

Company	Headquarters	Status	Employees	Total funding	Valuation
BNBetter Payment NetworkMulti-stablecoin payment network for cross-border settlement	Warsaw, Poland	Operational	9	$50M	$200M
QOQoriA pioneer mobile payment solution allowing brick and mortattr merchants to cost-effectively accept bank and crypto payments	Paris, France	Operational
BABakktBuy, sell, store and spend digital assets	Alpharetta, United States	Operational
TPTweed PaymentsA developer of a nextgen payment rails platform	Tel Aviv-Yafo, Israel	Operational
SISingle.earthSingle Earth is an online platform that enables forests, wetlands, and other natural resources to generate profit without being sold as raw materials but instead as carbon offsets and biodiversity offsets through the first nature backed crypto token	Tallinn, Estonia	Operational
NINilosUnified crypto and fiat treasury	Tel Aviv-Yafo, Israel	Operational
FIFileChainNext generation decentralized ledgers and treasuries for Web3 , NFTs CBDC and Industry 4.0	Stockholms kommun, Sweden	Operational
CRCrossmintEnterprise-grade Web3 infrastructure platform that enables companies to integrate wallets, tokenization, and payments with minimal coding	Miami, United States	Operational