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Ume

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Credit platform democratizing access to financial services for all Brazilians

São Paulo, BrazilFounded 2019Fintech

Valuation $50–100M Last recorded · 2025

Headcount 100–500 Current team size

Total funding $10–50M Disclosed equity funding

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About Ume

Ume is a Brazilian fintech company that aims to revolutionize the credit market by providing accessible financial services to all segments of the population. The company's innovative platform offers quick credit evaluations and approvals, allowing customers to obtain loans and make purchases from a network of over 300 partner retailers. Ume's user-friendly mobile application enables clients to manage their credit, view transaction history, and pay bills conveniently. The company stands out for its inclusive approach, offering credit options even to individuals with negative credit scores, thus addressing a significant gap in the traditional banking system. By simplifying the credit process and eliminating excessive fees, Ume is working to democratize financial services in Brazil. The company's focus on customer satisfaction, coupled with its commitment to responsible lending practices, positions it as a key player in the country's evolving fintech landscape.

Source: Dealroom company data

At a glance

Status: Operational
Founded: 2019
Headquarters: São Paulo, Brazil
Employees: 371
Open positions: None listed
Dealroom signal: 52.0/100
Industry: Fintech
Sub-industry: Mortgages & Lending
Sector: Fintech, BNPL, Mortgage, financial inclusion
Technology: Mobile app
Business model: SaaS
Client focus: b2c
Links: Website LinkedIn

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Funding history

6 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
DEBT✓Debt	Aug 2026	$89M	—	Itau · Milenio Capital · Augme Capital · XP Investimentos	↗
DEBT✓Debt	Mar 2026	$29M	—	Western Asset Management · Bradesco BBI · Credit Saison · Itau	↗

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Growth signals

Ume website traffic

Latest recorded traffic for Ume is 1.3K monthly website visits, down 91.3% over the last three months. Ume's team grew 5.7% over the past year.

Latest monthly visits1.3K 3-month web change-91.3% 1-year team growth+5.7%

Monthly website visitsNov 2023–Jun 2026

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