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TerraPay

Fintech · London, United Kingdom · Founded 2014

Providing a B2B real time cross border payments service for mobile wallets and bank accounts MoreLess

TerraPay is a dynamic financial technology company specializing in digital payment solutions. The company operates in the global financial market, focusing on regional, domestic, and cross-border transactions. TerraPay serves a diverse range of clients, including banks, mobile network operators (MNOs), money transfer operators (MTOs), governments, and regulators.

The core of TerraPay's business model is its scalable platform, which offers customized API (Application Programming Interface) integrations. This allows clients to seamlessly connect to TerraPay’s extensive global network, facilitating efficient and low-cost payment settlements. The company’s technology supports multiple payment instruments, ensuring interoperability across various financial systems and regions.

TerraPay makes money by charging fees for its transaction processing services. These fees are competitive and transparent, with no hidden charges. The company also offers favorable foreign exchange (FX) rates, adding another revenue stream. By providing a fast and flexible setup, TerraPay enables its clients to quickly go to market (GTM) with new payment solutions, thereby driving growth and profitability for both parties.

In summary, TerraPay leverages its global reach and strong partner integrations to offer seamless, efficient, and cost-effective digital payment solutions. Its platform is designed to empower clients with speed, flexibility, and scalability, ensuring business continuity and increased revenues.

Keywords: Digital Payments, Cross-Border, API Integration, Scalability, Interoperability, Financial Technology, Transaction Processing, Global Network, Competitive Pricing, FX Rates.

Company overview

TerraPay company information

The essential company record, classifications and operating signals in one place.

Status
Acquired
Founded
2014
Headquarters
London, United Kingdom
Employees
739
Open positions
9
Dealroom signal
74.8
Investment activity
1 companies · latest May 2023
Capital deployed
Preferred round
POST IPO EQUITY
client focusb2bsub industryPaymentsbusiness modelSaaSindustryFintechsectorMoney ManagementsectorBankingsectorCompliancesectorInvestingsectorMoney TransfersectorPlatformsectorRegtech Compliancesectoruk is8 financial servicesindustryEnterprise Software

Valuation & funding

TerraPay funding history

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
DEBTDebt Jul 2024 $95M International Finance Corporation · British International Investment
LATE VCOther financing May 2023 $0 Visa
DEBTDebt Apr 2023 $20M Undisclosed
SERIES BOther financing Apr 2023 $80M $320M Partech · U.S. International Development Finance Corporation · Prime Ventures · International Finance Corporation
DEBTDebt Feb 2021 $20M Lendable
ACQUISITIONOther financing Mar 2020 Partech · Prime Ventures · International Finance Corporation
SERIES BOther financing Mar 2020 Partech · International Finance Corporation · Prime Ventures
SERIES AOther financing Jul 2019 International Finance Corporation
Showing 8 recorded eventsUnlock the complete deal history →

Growth signals

TerraPay website traffic

Latest recorded traffic for TerraPay is 32K monthly website visits, up 6.7% over the last three months. TerraPay's team grew 0.1% over the past year.

Latest monthly visits32K 3-month web change+6.7% 1-year team growth+0.1%
Monthly website visits95 observations · Jun 2018–Jul 2026
Hover or focus a point to see its exact monthly valueCompare with peers →

Comparisons

TerraPay compared with similar companies

Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.

Showing 8 of the closest matchesCompare every metric →

Capital deployed

TerraPay investments and acquisitions

Recent portfolio relationships for companies that also act as investors or acquirers.

Talent graph

TerraPay's talent

Book a demo to see the people
Team profiled 10 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 3 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

7 investors on TerraPay's cap table

Sourced from Dealroom's funding and investor records. Investor profile links are shown where available.

Series A 4 investors entered at this stage
International Finance Corporation
Partech
Prime Ventures
U.S. International Development Finance Corporation
Series B+ 3 investors entered at this stage
Lendable
Visa
British International Investment

Global footprint

Where TerraPay has talent and traffic

Workforce by country
40 countries with
team presence
🇮🇳 India76.9%
🇦🇪 United Arab Emirates4.4%
🇬🇧 United Kingdom3.4%
🇨🇴 Colombia1.9%
🇸🇳 Senegal1.5%
Top 5 of 40 shown

In the news

Latest news about TerraPay

Recent press, funding announcements, and product moves mentioning TerraPay — open to read from the original sources.

See all news

Market sentiment

What the market is saying about TerraPay

An AI-synthesized read of the highest-engagement posts about TerraPay on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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