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Swan

Fintech · Paris, France · Founded 2019

Swan.io is a financial technology startup that operates in the SME financial services market. It provides a core infrastructure that is designed to adapt to a rapidly changing environment. Swan.io's primary offering is a Software as a Service (SaaS) platform that handles financial transactions and updates financial records for businesses. This platform is connected to the SEPA network, which allows for seamless and efficient money transfers within the European Union. Swan.io's business model is unique in that it allows its clients to leverage its financial institution license. This means that businesses using Swan.io's services can bypass the time-consuming and expensive process of becoming regulated themselves. Swan.io handles all the compliance, risk management, and auditing processes, which can be a significant relief for small and medium-sized businesses that may not have the resources to manage these aspects themselves. In addition to its SaaS platform, Swan.io also offers a marketplace for SME financial services. This marketplace is designed to foster innovation and provide businesses with a variety of financial service options. Swan.io makes money by charging businesses for the use of its platform and services. The company can also customize its offerings to accommodate businesses with high volumes or unique business models, which may result in additional fees. Keywords: Financial Technology, SME Financial Services, SaaS Platform, SEPA Network, Licensed Financial Institution, Compliance Management, Risk Management, Auditing, Innovation, Customized Offerings.