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Splash Financial
Refinance with Splash and pay only $1 a month on your medical student loans during your residency and fellowship
About Splash Financial
Splash Financial is a fintech startup that operates in the loan refinancing market, specifically targeting student loans and personal loans. The company serves U.S. citizens who meet specific lender underwriting requirements, meaning they must have a responsible financial history, a steady income, and other factors that make them creditworthy.
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The business model of Splash Financial revolves around connecting borrowers with lenders who can offer them competitive rates for refinancing their loans. The company does not guarantee loan approval or the lowest rates, as these depend on the borrower's individual financial circumstances. The rates offered are variable and subject to change.
A unique aspect of Splash Financial's offerings is its focus on medical student refinance loans, which are available only to borrowers currently in a residency or fellowship program. This niche focus allows the company to serve a specific segment of the market with tailored financial solutions.
However, it's important to note that Splash Financial's services are not suitable for all types of loans. For instance, personal loans obtained through the platform cannot be used for real estate, securities, business purposes, or post-secondary education expenses. Similarly, federal student loans refinanced through Splash Financial will lose any special benefits and payment options associated with them.
In terms of revenue generation, Splash Financial likely earns money through fees charged for its loan refinancing services, although the exact fee structure is not explicitly stated.
At a glance
- Status
- Operational
- Founded
- 2013
- Headquarters
- Cleveland, United States
- Employees
- 187
- Open positions
- 3
- Dealroom signal
- 90.7/100
- Industry
- Fintech, Education
- Sub-industry
- Mortgages & Lending, Education Management
- Sector
- Fintech, Higher Education, Consumer Lending, Education Financing
- Business model
- Marketplace & ecommerce
- Client focus
- b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SERIES COther financing | Sep 2025 | $70M | $280M | First Tech Federal Credit Union · Curql Collective · The O.H.I.O. Fund · Grand Oaks Capital | ↗ |
| LATE VCOther financing | Feb 2024 | $7M | $222M | Undisclosed | ↗ |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for Splash Financial is 89K monthly website visits, up 56.1% over the last three months. Splash Financial's team grew 13.3% over the past year.
Similar companies
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Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Series A6 investors entered at this stage
CUNA Mutual Group
Northwestern Mutual Future Ventures
TruStage Ventures
DST Global
Detroit Venture Partners
Firebolt Ventures
Series B and later4 investors entered at this stage
- GCGrand Oaks Capital
First Tech Federal Credit Union
Curql Collective
The O.H.I.O. Fund
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Splash Financial on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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