Power Law company profile

Earnest

Fintech · San Francisco, United States · Founded 2013

Earnest is a financial technology company specializing in providing low-interest student loan refinancing, private student loans, and personal loans. The company serves financially responsible individuals seeking to manage their educational and personal debt more effectively. Operating primarily in the U.S. market, Earnest leverages sophisticated data analysis and underwriting software to offer competitive rates tailored to each client's unique financial profile. The business model revolves around offering loans with flexible repayment plans, allowing clients to choose terms that best fit their financial situation. Earnest generates revenue through the interest paid on the loans it issues. The company is headquartered in San Francisco, California, and aims to remain highly competitive by continuously adjusting its rates in response to market conditions. Keywords: student loan refinancing, private student loans, personal loans, low-interest rates, data-driven underwriting, flexible repayment, financial technology, U.S. market, competitive rates, financial responsibility.

Valuation

$100–500M

Latest valuation · 2017

Unlock exact value

Headcount

100–500

Current team size

Unlock exact value

Total funding● Pre-IPO

$100–500M

Unlock exact value

Investors

27 investors on Earnest's cap table

Sourced from Dealroom's funding history. Investor profile links are shown where available.

Series A 18 investors entered at this stage

Battery Ventures

Adams Street Partners

Accomplice

Otter Rock Capital

Wildcat Venture Partners

Correlation Ventures

Queensbridge Venture Partners

Brendan Wallace

Jose Marin

Black River Ventures

Ignacio Vilela

New York Life

S28 Capital

StartCaps Ventures

Propel Venture Partners

Adeyemi Ajao

FJ Labs

Hone Capital

Series B+ 9 investors entered at this stage

FFL Startup Accelerator

Atlas Venture

Collaborative Fund

Maveron

FinSight Ventures

Global footprint

Where Earnest has talent and traffic

Workforce by country

9 countries with
team presence

🇺🇸 United States89.3%

🇲🇽 Mexico5.8%

🇮🇩 Indonesia1.3%

🇧🇷 Brazil0.9%

🇮🇳 India0.9%

Top 5 of 9 shown

Talent graph

The shape of Earnest's talent

Dealroom maps Earnest's team person by person — pinpointing the standout operators and scoring them across the six dimensions investors underwrite. The counts and shape below are a public preview; the named individuals and exact scores live in the platform.

83 team members profilednamed & role-tagged by Dealroom

371 employeestotal headcount

5 executives & foundersidentified by name

DimensionScore

AI Talent

Engineering

Product

Go-to-market

Leadership

Research

Book a demo to unlock Earnest's exact scores

Source: Dealroom Talent Intelligence. Public profiles show counts and the team's shape only — request a demo for the named individuals, per-person seniority and tenure, and team benchmarks vs peers.

Market sentiment

What the market is saying about Earnest

An AI-synthesized read of the highest-engagement posts about Earnest on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

See Earnest on the full Dealroom platform

Live deal flow, founder pedigree, hiring signals, revenue trajectory, and the full cap table.

Book a demo Explore company profiles