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Earnest

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A financial technology company specialising in consumer lending

San Francisco, United StatesFounded 2013Fintech

Valuation $100–250M Last recorded · 2017

Headcount 100–500 Current team size

Total funding $100–500M Disclosed equity funding

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About Earnest

Earnest is a financial technology company specializing in providing low-interest student loan refinancing, private student loans, and personal loans. The company serves financially responsible individuals seeking to manage their educational and personal debt more effectively. Operating primarily in the U.S. market, Earnest leverages sophisticated data analysis and underwriting software to offer competitive rates tailored to each client's unique financial profile. The business model revolves around offering loans with flexible repayment plans, allowing clients to choose terms that best fit their financial situation. Earnest generates revenue through the interest paid on the loans it issues. The company is headquartered in San Francisco, California, and aims to remain highly competitive by continuously adjusting its rates in response to market conditions.

Source: Dealroom company data

At a glance

Status: Acquired
Founded: 2013
Headquarters: San Francisco, United States
Employees: 371
Open positions: None listed
Dealroom signal: 60.6/100
Industry: Fintech, Education
Sub-industry: Mortgages & Lending, Education Management
Sector: Fintech, Higher Education, Alternative Data, Credit Card, Consumer Lending, Education Financing
Client focus: b2b, b2c
Links: Website LinkedIn X

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Funding history

8 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
ACQUISITIONOther financing	Oct 2017	$155M	$155M	Navient Corporation	↗
SERIES COther financing	Mar 2017	$20M	$80M	Maveron · Accomplice	—

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Growth signals

Earnest website traffic

Latest recorded traffic for Earnest is 240 monthly website visits, down 50% over the last three months. Earnest's team grew 36.9% over the past year.

Latest monthly visits240 3-month web change-50% 1-year team growth+36.9%

Monthly website visitsOct 2014–Apr 2024

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