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M-KOPA

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Pay-as-you-go financing for underbanked customers in Africa.

Nairobi, KenyaFounded 2011Fintech
Valuation $500M–1B Last recorded · 2025
Revenue $100–500M Latest reported FY
Headcount 2–5k Current team size
Total funding $100–500M Disclosed equity funding
Unlock exact values This page shows ranges. Dealroom has the exact numbers for M-KOPA and the history behind them.

About M-KOPA

M-KOPA is a fintech startup that operates as a connected financing platform. The company primarily serves financially excluded individuals, providing them with fair and flexible financing solutions to help them progress in their lives. M-KOPA operates in the financial services market, specifically targeting those who have been traditionally underserved by conventional banking systems.

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The company's business model is centered around providing micro-financing solutions that are tailored to the specific needs and realities of its target market. These solutions are delivered through a digital platform, which processes payments in real-time. This approach allows M-KOPA to reach a wide audience, even in remote areas where traditional banking services may not be readily available.

M-KOPA makes money by charging interest on the loans it provides. The company has a strong track record of successful loan repayments, demonstrating the effectiveness of its approach and the value it provides to its customers. Over the past decade, M-KOPA has continually tested and improved its offerings, ensuring they remain relevant and beneficial to its target market.

In summary, M-KOPA is a digital micro-financing platform that provides fair and flexible financing solutions to financially excluded individuals. The company operates in the financial services market, making money through interest on the loans it provides.

Source: Dealroom company data

At a glance

Founded
2011
Headquarters
Nairobi, Kenya
Sector
Fintech
Power Law
Thoroughbred$100M+ revenue

Latest news

Press, funding announcements and product moves mentioning M-KOPA.

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Investors

26 investors on the cap table

From Dealroom's funding and investor records, grouped by the round each investor first entered.

Seed2 investors entered at this stage

  • UK Research and Innovation
  • African Development Bank

Series A1 investor entered at this stage

  • AHL Venture Partners

Series B and later23 investors entered at this stage

  • LGT Venture Philanthropy
  • Blue Haven Initiative
  • LocalGlobe
  • Lundin Foundation
  • Generation Investment Management
  • Richard Branson
  • Steve Case
  • CDC Group
  • responsAbility Investments
  • Norfund
  • FMO Entrepreneurial Development Bank
  • Symbiotics Group
  • British International Investment
  • Broadscale Group
  • Hepco Capital Management
  • Latitude
  • Nithio
  • Standard Bank
  • International Finance Corporation
  • Mirova
  • Lightrock
  • Sumitomo
  • U.S. International Development Finance Corporation
Employees mapped 3,351 incl. 4 AI specialists
Founders Hidden — book a demo/100 quality score
Key operators 15 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Global footprint

Workforce and web traffic by country
Workforce by country
31 countries with
team presence
🇰🇪 Kenya50.2%
🇳🇬 Nigeria13.2%
🇺🇬 Uganda11.6%
🇬🇭 Ghana9.3%
🇿🇦 South Africa5.6%
Top 5 of 31 shown
Web traffic by country
100K monthly visits
across markets
🇰🇪 Kenya40.9%
🇳🇬 Nigeria19.4%
🇬🇭 Ghana10.4%
🇺🇸 United States7.3%
🇿🇦 South Africa4.1%
Top 5 markets shown

Market sentiment

Posts on X, past 7 days

An AI-synthesised read of the highest-engagement posts about M-KOPA on X, ranked by likes and reposts, corporate channels excluded.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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