LOQR

About LOQR

LOQR is a Portuguese company that has developed a digital identity orchestration platform for the financial sector. Founded in 2015 by Ricardo Costa, Jorge Silva, and Pedro Borges, the company aims to help financial institutions accelerate their digital transformation. Ricardo Costa, the CEO, has a PhD in Artificial Intelligence and a background in designing advanced security solutions for the financial and government sectors. This expertise forms the foundation of the company's focus on security and compliance. LOQR operates on a Journey-as-a-Service (JaaS) model, offering a white-label, end-to-end platform to banks, neobanks, and other financial institutions. This platform provides complete digital workflows for processes like customer onboarding, authentication, document signing, and full lifecycle management. Core functionalities include Identity Verification (KYC), Qualified Electronic Signatures (QES), and compliance automation. The platform is delivered as a complete solution, allowing clients to digitize their services without building the infrastructure from scratch. Its product suite includes LOQR|sign for qualified digital signatures and LOQR|brick, which offers modular APIs for accessing digital trust infrastructure. The company targets the financial industry, helping institutions enhance digital engagement, ensure regulatory compliance with standards like eIDAS 2.0, and improve customer experience. By managing the entire digitalization process, from the initial customer action to the final confirmation, LOQR enables its clients to increase conversion rates, which have exceeded 70% for some, and achieve high customer satisfaction.