Lita.co

The firm's business model centers on providing a transparent, online venue for impact investing, addressing what it identifies as a lack of meaning in traditional investment products. Lita.co generates revenue by charging a degressive commission, ranging from 1% to 3%, on the amount an individual invests in a company's capital. This fee covers the costs associated with secure payments, file management, and representing investors' interests. The platform offers a variety of investment types, including equity, debt, bonds, and cooperative shares, making it accessible with a minimum investment of €100. This approach allows a broad range of individuals to participate in financing the real economy.

Lita.co meticulously vets the companies it lists, with only about 5% of applicants making it onto the platform after a rigorous analysis of their business model, financial viability, and social or environmental impact. The platform serves a diverse array of sectors, including renewable energy, sustainable agriculture, social economy, and tech-for-good. Since its inception, Lita.co has facilitated the collection of over €165 million for nearly 300 fundraising campaigns, expanding its operations from France to Belgium and Italy. The company holds a European Crowdfunding Service Providers (ECSP) license from the French Financial Markets Authority (AMF) and is certified as an "Entreprise Solidaire d'Utilité Sociale" (ESUS).