COMPANY PROFILE

Goldfinch

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A decentralized credit platform for crypto loans without collateral

Walnut, United StatesFounded 2020Fintech

Valuation $100–250M Last recorded · 2022

Revenue $1–10M Latest reported FY

Headcount <100 Current team size

Total funding $10–50M Disclosed equity funding

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About Goldfinch

Goldfinch Finance is a pioneering platform in the financial technology (fintech) sector that leverages blockchain technology to provide accessible and secure lending solutions. The company primarily serves small and medium-sized enterprises (SMEs) and impact-driven organizations in emerging markets, including Latin America, Africa, and Asia. Goldfinch Finance operates in the decentralized finance (DeFi) market, which uses blockchain to offer financial services without traditional intermediaries like banks.

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The business model of Goldfinch Finance revolves around connecting borrowers with lenders through a decentralized platform. Borrowers, such as Addem Capital and ALMA Sustainable Finance, can access crypto capital for off-chain lending, which means they use cryptocurrency to fund loans that are then distributed in traditional currencies. This innovative approach helps overcome the challenges that small businesses and impact organizations face in securing financing, particularly in regions with underdeveloped financial infrastructures.

Goldfinch Finance makes money by charging fees on the transactions facilitated through its platform. These fees come from both borrowers and lenders. Borrowers pay interest on the loans they receive, while lenders earn yields on their investments. Additionally, the platform offers industry-leading insurance coverage from Nexus Mutual to protect against smart contract risks, ensuring the security of funds and enhancing trust among users.

The leadership team at Goldfinch Finance brings nearly 100 years of combined experience in building, scaling, and exiting sustainable impact companies. This extensive expertise underpins the company's mission to democratize access to capital and drive sustainable development across the globe.

In summary, Goldfinch Finance is revolutionizing the lending landscape by utilizing blockchain technology to provide secure, accessible, and efficient financial solutions for SMEs and impact organizations in emerging markets.

Source: Dealroom company data

At a glance

Status: Operational
Founded: 2020
Headquarters: Walnut, United States
Employees: 44
Open positions: None listed
Dealroom signal: 71.8/100
Industry: Fintech
Sub-industry: Mortgages & Lending, Crypto and DeFi
Sector: Fintech, Business Lending, Defi, Crypto Lending and Borrowing, Ethereum Ecosystem, Crypto and Web3, Hard Tech, financial inclusion
Technology: Blockchain
Business model: Marketplace & ecommerce
Client focus: b2c
Investment activity: 2 companies, latest Sep 2023
Capital deployed: —
Preferred round: DEBT
Links: Website LinkedIn X

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Funding history

3 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
SERIES A✓Equity / VC	Jan 2022	$25M	$100M	Bill Ackman · SV Angel · BlockTower Capital · Helicap	↗
SERIES A✓Equity / VC	Jun 2021	$11M	$44M	Balaji Srinivasan · Divergence Ventures · DeFi Alliance · Mercy Corps Ventures	—

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Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth
2026
2025
2024
2023
2022
2021		—

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Growth signals

Goldfinch website traffic

Latest recorded traffic for Goldfinch is 11K monthly website visits, up 10% over the last three months. Goldfinch's team grew 0% over the past year.

Latest monthly visits11K 3-month web change+10% 1-year team growth0%

Monthly website visitsDec 2020–Jul 2026

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MFMaple FinanceInstitutional capital marketplace powered by blockchain technology	Melbourne, Australia	Operational
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TETellerTeller is an algorithmic credit risk protocol, built to enable the creation of decentralized lending markets that can offer unsecured loans	San Francisco, United States	Operational
ARArcadeArcade is a decentralized lending platform leading the financialization of NFTs	San Francisco, United States	Operational