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Fold

Fintech · Atlanta, United States · Founded 2014 · Public via SPAC 2024

A personal finance platform driven by Bitcoin, offering innovative solutions for saving, investing, and managing wealth securely MoreLess

Fold is a fintech company that provides a unique rewards program where users can earn up to 20% cashback in bitcoin on every purchase. The platform supports flexible payment options, allowing users to pay with credit cards or bitcoin over the lightning network. Fold prioritizes user privacy, ensuring personal information, payment details, and transaction data are kept secure from advertisers and attackers. The company operates in the cryptocurrency and payments market, catering to tech-savvy consumers and bitcoin enthusiasts. Fold's business model revolves around offering prepaid cards for popular retailers, which users can purchase with either credit cards or bitcoin. The company generates revenue through partnerships with merchants and by encouraging users to engage with their rewards program.

Keywords: bitcoin cashback, flexible payments, user privacy, lightning network, prepaid cards, cryptocurrency rewards, fintech, merchant partnerships, tech-savvy consumers, bitcoin enthusiasts.

Valuation $585M
Revenue $32M
Total funding $10–50M

Company overview

Fold company information

The essential company record, classifications and operating signals in one place.

Status
Operational
Founded
2014
Headquarters
Atlanta, United States
Employees
46
Open positions
None listed
Dealroom signal
84.8
technologyBlockchainclient focusb2ctechnologyMobile appsub industryCrypto and DeFisectorBitcoinbusiness modelSaaSindustryFintechsectorPersonal FinancesectorSPAC IPO ClosedsectorCrypto and Web3

Valuation & funding

Fold funding history

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
POST IPO DEBTDebt Jun 2026 $25M Undisclosed
POST IPO DEBTDebt May 2026 $150M Undisclosed
POST IPO DEBTDebt Oct 2025 $45M Undisclosed
POST IPO EQUITYOther financing Jun 2025 $250M Undisclosed
POST IPO CONVERTIBLEOther financing Dec 2024 $20M ATW Partners
SPAC IPOExit Jul 2024 FTAC Emerald Acquisition Corp
OtherOther financing Sep 2022 Ten31
SERIES AEquity / VC May 2021 Craft Ventures · M13 · Bessemer Venture Partners · Slow Ventures
LATE VCEquity / VC Apr 2021 Undisclosed
OtherOther financing Jul 2020 Bossa Invest
Showing 10 recorded eventsUnlock the complete deal history →

Financials

Revenue and workforce over time

Available revenue and workforce history. Fields without reported data are omitted.

YearRevenueGrowthEmployees
2026 $32M 0% 46
2025 $32M +34% 44
2024 $24M +10.2% 40
2023 $22M +797.3% 23
2022 $2.4M +87.5% 26
2021 $1.3M 22
Company filings, research estimates and Dealroom dataOpen the full financial model →

Growth signals

Fold website traffic

Latest recorded traffic for Fold is 64K monthly website visits, down 32.6% over the last three months. Fold's team grew 4.5% over the past year.

Latest monthly visits64K 3-month web change-32.6% 1-year team growth+4.5%
Monthly website visits121 observations · Feb 2016–Jul 2026
Hover or focus a point to see its exact monthly valueCompare with peers →

Comparisons

Fold compared with similar companies

Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.

Showing 8 of the closest matchesCompare every metric →

Talent graph

Fold's talent

Book a demo to see the people
Team profiled 5 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 4 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

12 investors on Fold's cap table

Sourced from Dealroom's funding and investor records. Investor profile links are shown where available.

Seed 5 investors entered at this stage
CoinShares Ventures
Goldcrest Capital
Slow Ventures
Craft Ventures
Fulgur Ventures
Series A 3 investors entered at this stage
M13
Bessemer Venture Partners
ATW Partners
Series B+ 1 investor entered at this stage
FTAC Emerald Acquisition Corp
Other known 3 additional known investors
Bossa Invest
Ten31
Visary Capital

Global footprint

Where Fold has talent and traffic

Workforce by country
6 countries with
team presence
🇺🇸 United States87.8%
🇬🇧 United Kingdom2.4%
🇧🇷 Brazil2.4%
🇺🇦 Ukraine2.4%
🇷🇸 Serbia2.4%
Top 5 of 6 shown

In the news

Latest news about Fold

Recent press, funding announcements, and product moves mentioning Fold — open to read from the original sources.

See all news

Market sentiment

What the market is saying about Fold

An AI-synthesized read of the highest-engagement posts about Fold on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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