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A personal finance platform driven by Bitcoin, offering innovative solutions for saving, investing, and managing wealth securely

Atlanta, United StatesFounded 2014Fintech
Valuation $585M Market cap · 2024
Revenue $32M Latest reported FY

About Fold

Fold is a fintech company that provides a unique rewards program where users can earn up to 20% cashback in bitcoin on every purchase. The platform supports flexible payment options, allowing users to pay with credit cards or bitcoin over the lightning network. Fold prioritizes user privacy, ensuring personal information, payment details, and transaction data are kept secure from advertisers and attackers. The company operates in the cryptocurrency and payments market, catering to tech-savvy consumers and bitcoin enthusiasts. Fold's business model revolves around offering prepaid cards for popular retailers, which users can purchase with either credit cards or bitcoin. The company generates revenue through partnerships with merchants and by encouraging users to engage with their rewards program.

Source: Dealroom company data

At a glance

Status
Listed
Founded
2014
Headquarters
Atlanta, United States
Listing
Public via SPAC 2024
Employees
46
Open positions
None listed
Dealroom signal
84.8/100
Industry
Fintech
Sub-industry
Crypto and DeFi
Sector
Fintech, Bitcoin, Personal Finance, SPAC IPO Closed, Crypto and Web3
Technology
Blockchain, Mobile app
Business model
SaaS
Client focus
b2c

Funding history

10 recorded events

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
POST IPO DEBT✓Debt Jun 2026 $25M — Undisclosed ↗
POST IPO DEBT✓Debt May 2026 $150M — Undisclosed ↗
Showing the latest 2 of 10 recorded eventsBook a demo for the full funding history →

Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

YearRevenueGrowth
2026 $32M 0%
2025 $32M +34%
2024 $24M +10.2%
2023 $22M +797.3%
2022 $2.4M +87.5%
2021 $1.3M —
Company filings, research estimates and Dealroom dataBook a demo for the full financial model →

Growth signals

Fold website traffic

Latest recorded traffic for Fold is 64K monthly website visits, down 32.6% over the last three months. Fold's team grew 4.5% over the past year.

Latest monthly visits64K 3-month web change-32.6% 1-year team growth+4.5%
Summary metrics are public; monthly history is available with a demoCompare with peers →

Similar companies

Closest operating peers by Dealroom taxonomy

Company identity and context are open; selected comparison metrics preview what is available on the platform.

Showing 8 of the closest matchesCompare every metric →

Investments and acquisitions

Capital deployed

Recent portfolio relationships for companies that also act as investors or acquirers.

Investors

12 investors on the cap table

From Dealroom's funding and investor records, grouped by the round each investor first entered.

Seed5 investors entered at this stage

Series A3 investors entered at this stage

Series B and later1 investor entered at this stage

  • FTAC Emerald Acquisition Corp

Other known investors3 additional known investors

  • Bossa Invest
  • Ten31
  • Visary Capital
Team profiled 5 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 4 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Global footprint

Workforce and web traffic by country
Workforce by country
6 countries with
team presence
🇺🇸 United States87.8%
🇬🇧 United Kingdom2.4%
🇧🇷 Brazil2.4%
🇺🇦 Ukraine2.4%
🇷🇸 Serbia2.4%
Top 5 of 6 shown

Market sentiment

Posts on X, past 7 days

An AI-synthesised read of the highest-engagement posts about Fold on X, ranked by likes and reposts, corporate channels excluded.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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