COMPANY PROFILE

Cred.ai

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A fintech company that develops an AI-powered credit card

Philadelphia, United StatesFounded 2016Fintech

Valuation $0–100M Latest valuation · 2020

Revenue $1–10M Latest reported FY

Headcount <100 Current team size

Total funding $10–50M Disclosed equity funding

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About Cred.ai

cred.ai is a fintech company that specializes in providing innovative credit card solutions designed to optimize credit scores and offer premium features. The company operates in the financial technology sector, focusing on consumers who seek to improve their financial well-being and security. cred.ai's core product is the Unicorn Card, a credit card that automates payment management to ensure users avoid fees and interest charges. This card offers a 17.76% APR on purchases and a 24.99% APR on cash advances, with the added benefit of cred.ai covering any fees or interest charges if their automated system fails. The service is 100% mobile, providing 24/7 support, real-time control, and instant activation of digital cards upon approval. cred.ai generates revenue through interest on credit card balances and fees associated with its premium services. The company serves a diverse range of clients, from individual consumers to large brands seeking custom financial solutions.

Source: Dealroom company data

At a glance

Status: Operational
Founded: 2016
Headquarters: Philadelphia, United States
Employees: 87
Open positions: None listed
Dealroom signal: 74.7/100
Industry: Fintech
Sector: Fintech, Core AI, AI Applications
Technology: Artificial Intelligence
Business model: SaaS
Client focus: b2b
Links: Website LinkedIn X

Latest news

Press, funding announcements and product moves mentioning Cred.ai.

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Funding history

3 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
SERIES AEquity / VC	Dec 2021	$675K	$2.7M	K5 Global	↗
OtherOther financing	Jun 2021	$0	—	Electric Feel Entertainment	—

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Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth
2026
2025
2024
2023
2022
2021
2020		—

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Growth signals

Cred.ai website traffic

Latest recorded traffic for Cred.ai is 36K monthly website visits, up 0% over the last three months. Cred.ai's team grew 3.6% over the past year.

Latest monthly visits36K 3-month web change0% 1-year team growth+3.6%

Monthly website visitsSep 2020–Jul 2026

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