Brighty

About Brighty

Brighty is a Swiss-based digital finance platform that merges traditional banking services with cryptocurrency features. Founded in 2020 by Roger Buerli and Nick Denisenko, a former Lead Backend Engineer at Revolut, the company aims to simplify the use of digital assets for everyday transactions. Denisenko's background in developing Revolut Business informed Brighty's focus on user experience and transparency to encourage mass adoption of crypto finance.

The platform serves residents of the European Union and European Economic Area, with a particular focus on digital nomads and crypto-driven businesses. Its business model is based on subscriptions for premium features, though the core app is free to use. Revenue is also generated from exchange services and other financial products. For businesses, Brighty offers a B2B platform with services like EU IBANs, corporate cards, and instant crypto-to-fiat conversions, targeting the need for unified financial management. The company secured $10 million in a Series A funding round in December 2024 to expand its European presence.

Brighty's core product is an all-in-one mobile application that provides multi-currency fiat accounts (EUR, GBP, USD), crypto wallets, and both physical and virtual Visa debit cards. This allows users to spend from their crypto or fiat balances seamlessly. A key feature is the high-yield "Earning Vaults," which offer up to 10% APY on cryptocurrencies, and "Earning Cards," providing up to 5% APY on stablecoin balances linked to the card. The platform also integrates AI-driven tools for investment, offering data-driven portfolio management across various sectors like the S&P 500 and real estate.