Czech bitcoin app Invity adds 60% leverage to recurring buys at 9.9% a year
What's the deal? Czech bitcoin app InvityDealroom has a profile for this one. Try Dealroom → has launched Turbo Nákup, a feature that adds 60% extra buying power to recurring bitcoin purchases. A user setting aside 1,000 koruna a month buys bitcoin worth 1,600 koruna; the added amount is repaid when the strategy ends, and until then costs 9.9% a year plus a 1.49% transaction fee.
How it works: The bitcoin bought with the boost serves as collateral. Invity says users can settle at any time and cannot go into a negative balance — a more bounded design than exchange margin trading, which multiplies both gains and losses.
What's the endgame? Invity is folding leverage into dollar-cost averaging (DCA), the practice of buying a fixed amount at regular intervals regardless of price. The pitch is a longer-term bet, not a trade. "The user is practically making an open bet that bitcoin's average growth will exceed 9.9% over an unspecified time horizon, whether in a year, two, or six," says partner and investor Michal Nýdrle (translated from Czech).
Who it's for: Invity is aiming at people who already know bitcoin and believe in its long-term rise. "We definitely consider Turbo Nákup a more advanced product for someone who is not a novice at investing in bitcoin," Nýdrle says. Beginners are pointed to ordinary purchases without added buying power.
The backstory: SatoshiLabsDealroom has a profile for this one. Try Dealroom → founders Marek Palatinus, Pavol Rusnák, and Štěpán Uherík set up Invity in 2019 as a crypto-exchange comparison tool for the TrezorDealroom has a profile for this one. Try Dealroom → wallet. Since 2024 it has run as a standalone mobile app used by more than 30,000 people. Last year, investors Michal and Pavla Nýdrle and Radek Janeček put in 60 million koruna, matched by the original founders, as the company pushed further into investment services for the wider public.
What could go wrong? The feature only pays off if bitcoin rises faster than the cost of the extra money — and it increases exposure. Bitcoin's 2025–26 downturn included a roughly 54% peak-to-trough fall, and a sharp October 2026 sell-off triggered large liquidations of leveraged positions. Invity's own disclosure notes that a 61% drop would wipe out a user's deposit.
The signal: Timing the market is the trap DCA is built to avoid, yet leverage reintroduces it by amplifying the downside. Invity's bet is that a capped, fee-based product can sell more bitcoin exposure to committed believers — turning conviction into recurring revenue, and testing how much risk retail investors will take on for it.
Read more: cc.cz
Image credit: Invity
