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Breadly wins €50,000 in Irish startup contest for AI money-saving tool

What's the deal? BreadlyDealroom has a profile for this one. Try Dealroom →, a Newry-based fintech, has won €50,000 at InterTradeIrelandDealroom has a profile for this one. Try Dealroom →'s Seedcorn Investor Readiness Competition, taking its category in the Northern Ireland regional final. The startup, launched in April 2025, builds AI tools that find savings for users and handle the admin to secure them.

What's the endgame? Breadly scans for overpriced utility bills and switches providers, then flags and cancels unwanted subscriptions. Longer term, it aims to help users grow their wealth, not just cut costs.

Why now? Co-founders Georgia Heaney and James Kirwan pitch the product as a fix for the cost-of-living crisis. "There's a huge knowledge gap of people not knowing what to do to help improve their finances," Heaney said, pointing to young people as the least likely to act.

The founders relocated from Australia to Ireland late last year to build the company. Kirwan, a chartered accountant, dropped out of University College Dublin due to financial constraints — experience Heaney says drives the mission. Heaney comes from a growth strategy consulting background working with private equity-backed companies.

By the numbers: Breadly says it has already cancelled £5,000 in subscriptions for users since launch.

What could go wrong? The €50,000 is a regional prize, not a venture investment, and comes with investor-readiness support rather than scaled revenue. Larger awards are still to be decided at the all-island final on November 12. Early reported savings are promising, but the business has yet to prove sustained customer use.

The signal: Breadly joins a wave of fintech startups betting that automation — not advice — is the way to win over users who find money management too burdensome to act on. The award offers validation and development funding; whether it becomes a proven business depends on converting early savings into lasting habits.

Read more: armaghi.com

Image credit: Generated with Gemini

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