Revolut Ventures will let retail investors back private tech companies from the app in 2027

What's the deal? Revolut has incorporated Revolut Ventures, a platform that will let eligible retail customers invest in unlisted, high-growth technology companies directly from the Revolut app. It was announced on 26 October with Carne Group, which calls itself Europe's largest third-party fund management company, and is due to launch in 2027, Bloomberg and Euronews reported.

How it works: Revolut Securities Europe UAB is partnering with Carne, which acts as the alternative investment fund manager. According to Funds Society, Revolut manages the platform itself, Alter Domus handles fund administration and BNY is custodian and depositary. Revolut Ventures will sit in the app next to US and EEA stocks, ETFs, money market funds, bonds and the private-market funds Revolut began offering in selected EEA countries in July 2026. Fund size, eligibility rules, minimum tickets and fees have not been disclosed.

Why Revolut says it's doing this: Tech companies are staying private for longer: Revolut cites a median age at listing that rose from 6.9 years in 2014 to 11 years in 2025, while the number of US-listed companies fell from about 7,000 in 2000 to 3,900 in 2025. "With Revolut Ventures, we're aiming to dismantle one of the final barriers in wealth management: retail investor exclusion from non-listed companies," said Rolandas Juteika, head of Revolut Wealth and Trading (EEA). "Value creation happens long before an IPO."

The caveats: Revolut itself warns that these investments are much less liquid than listed shares and carry a substantial risk of capital loss (Business Review). Opening venture-style exposure to a retail base Revolut puts at about 80 million customers will also draw close attention from European regulators.

Why it matters: Revolut is betting that the customers who already buy stocks and ETFs in its app will want pre-IPO tech too. According to Fintech News Switzerland, the product will debut through an ELTIF, the EU fund format built to sell long-term private investments to individuals. If it works at Revolut's scale, it would open a market that in Europe has mostly been reserved for institutions and the wealthy to everyday savers.

Sources: Bloomberg, Euronews, Funds Society, Fintech News Switzerland, Business Review

Image credit: Revolut (via Euronews)