Patria deepens Klubi bet with $3.72M consortium fintech cheque
What's the deal? Patria InvestimentosDealroom has a profile for this one. Try Dealroom → has invested more than US$5.12M in Klubi, a Brazilian fintech that sells consortium plans online. The check is a second extension of Klubi's Series A and raises Patria's total investment in the company to more than US$15.3M since 2021.
Who's behind it? The money came solely from Patria, through its Fund III and High Growth venture arm, which manages more than $500 million in assets. Klubi's Series A opened in late 2024 with US$11.5M, backed by Patria alongside L4 Venture BuilderDealroom has a profile for this one. Try Dealroom →, linked to B3, and Vivo VenturesDealroom has a profile for this one. Try Dealroom →. The valuation was not disclosed.
What does Klubi do? Founded in 2020 by former RodobensDealroom has a profile for this one. Try Dealroom → executive Eduardo Rocha, the fintech digitises consortiums — a group-financing product historically dominated by big banks and traditional administrators. It started with cell phone plans and expanded into motorcycles, cars, and real estate.
The numbers: Klubi now has more than 100,000 active clients and a credit portfolio above US$511.6M. More than 80% of active clients hold cell phone plans with average credit of about US$1.28K, while real estate plans carry average credit between US$102.3K and US$127.9K.
What's the endgame? Klubi runs 250 agentic robots across sales, customer service, credit analysis, fund release, and collections, letting it scale without adding staff — it keeps about 130 employees. The company says it tripled on nearly every indicator in 2025 and is approaching breakeven, with monthly cash burn below US$255.8K. The new capital will fund continued growth and cash needs.
The signal: This is a concentrated follow-on bet on a fast-growing fintech in a large, under-digitised market rather than a broad new syndicate. With roughly US$127.9B in consortium credit sold across Brazil in 2025, Patria is doubling down on a product it believes can be won online.
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