RootRisk

RootRisk is building risk intelligence and specialty insurance for regenerative agriculture, pricing risk from observed practice and behaviour data rather than static assumptions. It starts with practice reversion coverage and extends toward practice-conditioned crop insurance, plus risk analytics for the offtakers, lenders, and investors carrying transition exposure.

Existing agricultural risk models assume static land use, so the shift to regenerative practice — and the risk of reverting to conventional farming — goes unpriced. As capital flows into regenerative transitions, that blind spot becomes a real liability someone has to underwrite.

The Wilmington-based company, founded in 2026 by Tom Taylor and James Kench, is tackling a gap it argues today's static-land-use models simply ignore. It's pre-funding and building.

RootRisk's founding team, Tom Taylor and James Kench, is building at the intersection of fintech and food — a two-sided problem spanning behavioural risk data and specialty insurance product design.