RetainPay AI
AI-powered revenue recovery for subscription models.
The founders
The company
RetainPay AI is a payment recovery platform that tackles involuntary churn from failed card payments in the subscription economy. Its gateway-agnostic recovery engine analyses decline signals, contextual data and market-specific patterns to work out the optimal time and method to retry a transaction, plugging into a merchant's existing setup rather than replacing it.
Subscription businesses lose recurring revenue every day to failed cards, a problem that compounds in complex cross-border markets across the UK, Africa, the Middle East and Latin America. RetainPay is building for exactly those environments, where standard dunning tools tend to fall short.
The company is targeting a familiar pain point in recurring billing: revenue quietly leaking through involuntary churn rather than genuine cancellations. Founded in 2026, it is early and pre-funding, with an initial Stripe integration and plans to expand to other gateways.
The founding team, led by CPO Peter Kwakpovwe, has bet its own economics on the product working: RetainPay charges a 10% success fee only on revenue it actually recovers, with no upfront or monthly costs. That performance-based model aligns the company directly with merchant outcomes.
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