Funded · $125K hickory.co ↗

Hickory & Company

Agentic BSA and compliance solutions for fintechs.

Founded Sep 2026Salt Lake City, United States$125K raised Fintech

The founders

Joshua HowlandJH
Ex-Christopherson Business Travel, Pinnacle Security, Zions First National Bank · founded Circle - New Hire Onboarding

The company

What they're building

Hickory & Company is building agentic compliance and Bank Secrecy Act (BSA) workflows for banks, scaled fintechs, new programmes, and credit unions. Its agents handle reviews, assessments, reporting, audit prep, policy work, control mapping, alert review, and testing prep, while an Analyst Studio returns data answers with cited sources.

Why now

Fintech compliance teams are drowning in evidence-based, audited regulatory work — exactly the kind of repetitive, documentation-heavy load where agents that log every action and cite sources can earn trust rather than break it.

The backstory

Founded in 2026 in Salt Lake City by Joshua Howland, the company is building for the reality that regulatory programmes need audit trails, not black boxes — with support for independent model validation baked in.

Why this team

The founding team has designed Hickory around the non-negotiables of regulated environments: single-tenant VPC deployment, encryption, SOC 2, PCI DSS, and human approval at the decision point.

Who else is building in this space

Thousands more founded every month.

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