Yoco

Yoco is a South Africa-based digital commerce platform empowering small businesses with integrated tools for payments, business management, and growth. Founded in 2015, Yoco has grown into one of Africa’s leading fintech companies by enabling over 200,000 SMEs to accept card payments, often for the first time. Its all-in-one solution offers point-of-sale devices, invoicing, inventory management, and access to working capital, all unified under a single Yoco account. With operations in South Africa and the Netherlands, the company combines locally rooted insights with global product development to deliver accessible and scalable tools for entrepreneurs. Yoco plays a critical role in driving financial inclusion and digital transformation across the continent's informal and small business sectors.

Keywords: Yoco, fintech, payments, point-of-sale, small businesses, South Africa, digital commerce, mobile payments, financial inclusion, card acceptance, business tools, capital access