Wealthon

About Wealthon

Established in Warsaw, Poland, in 2019 by Aleksander Majchrzak and Aleksander Przetakiewicz, Wealthon S.A. operates as a financial technology company addressing the funding gap for small and medium-sized enterprises (SMEs) often overlooked by traditional banks. The company originated from CEO Aleksander Majchrzak's experience in financial brokerage and computer engineering studies, where he identified the difficulties SMEs faced in securing financing, particularly when dealing with payment backlogs. Initially a lending platform, the firm has since transitioned into a comprehensive financial ecosystem.

Wealthon's business model centers on providing an integrated suite of digital financial tools and services. Revenue is generated through its financing products and related services. The company targets a broad market of SMEs, with a particular focus on the HoReCa (hotel, restaurant, catering), retail, and e-commerce sectors. A significant milestone was achieved in early 2025 when Wealthon secured €126.2 million in a funding round, comprising a €116 million debt facility from Fortress Investment Group and €7 million in equity from 3TS Capital Partners and angel investors. This capital is intended for product development, sales network expansion, and potential international growth.

The core of Wealthon's offering is a multi-product platform that combines financing, payment processing, and business management. Key products include 'POSCASH,' a loan based on payment terminal turnover, where repayments are a flexible percentage of daily sales, allowing for adaptability to a business's cash flow. Another primary service is the 'Wealthon WALLET,' a mobile application and digital wallet, developed with Mastercard, that provides access to the 'Wealthon CARD' with a credit limit of up to 60,000 PLN, available within minutes. The company also offers 'Wealthon POS,' a point-of-sale system that integrates a cash register, payment terminal, and sales management tools, utilizing artificial intelligence for features like profit optimization. The application process for these financial products is conducted entirely online, with creditworthiness assessed through a proprietary scoring system, enabling rapid decisions.