Varthana

Headquartered in Bengaluru, Varthana operates in 16 states and union territories through more than 40 branches, extending its services to Tier II and Tier III cities. The company's primary clients are affordable private schools serving low and middle-income populations, often charging monthly fees between $5 and $25 per student. Varthana's business model centers on generating revenue through interest income from its loan portfolio. It offers customized loans for a variety of needs, including infrastructure development, such as constructing new classrooms, upgrading facilities, and purchasing equipment like computers and lab materials. The company also provides financing for teacher training and working capital.

Beyond school financing, Varthana has expanded its offerings to include student loans for higher education and vocational training. It partners with educational institutions to integrate the loan and enrollment processes for students. To enhance its services, Varthana has embraced technology, introducing solutions like digital smart classrooms, school ERP and fee management systems, and tech-driven platforms for faster loan disbursal. The company also offers academic and management support to help schools improve student outcomes. Varthana has secured significant funding from various investors, including Omidyar Network, ChrysCapital, Accion, Blue Earth Capital, and WaterEquity, to support its expansion and social impact goals.