TOHKN

TOHKN is a financial technology company headquartered in San Salvador, El Salvador, that is democratizing access to investments in tokenized real-world assets (RWA) for the Latin American market. The company was founded in 2025 and operates as a registered trademark of MIO3, S.A. de C.V.

The founding team consists of CEO Julio Valdés, a pioneer in Latin American tokenization and an expert in financial and transactional law; Chief Growth Officer (CGO) Alejandro Argumedo, recognized for his role in the expansion of Hugo App and fintech n1co; and Chief Technology Officer (CTO) Felipe Nuila, a fintech product architect and digital assets specialist. Valdés and Nuila are also co-founders of MIO3, the first platform for real assets regulated under El Salvador's Digital Asset Issuance Law. Argumedo's background is in fostering digital solutions to promote financial inclusion in Central America.

TOHKN's platform allows individual investors to participate in opportunities that were historically reserved for institutional or qualified investors, with minimum investments as low as 25 USDT. It achieves this by using tokenization to fractionate complex assets into smaller, more accessible digital units on a blockchain, which enhances liquidity and transparency. The business model generates revenue through transaction fees, charging a percentage of the investment amount. The company utilizes a direct-to-consumer sales channel via its mobile application and forms partnerships with firms in sectors like real estate.

The platform offers access to a variety of investment instruments linked to real assets, including participation in startup funding through convertible instruments (SAFEs), corporate debt, corporate bonds, international stocks, and precious metals. TOHKN operates under the regulatory supervision of El Salvador's National Digital Assets Commission (CNAD), ensuring compliance, security, and transparency. The company launched with a private pre-seed round of US$3.8 million and followed with a public offering, bringing its total pre-seed funding to US$5 million. An educational initiative, TOHKN Academy, is also offered to help inform investors about digital assets and long-term wealth creation.

Keywords: tokenization, real-world assets, RWA, investment platform, Latin America, fintech, digital assets, financial inclusion, democratize investing, El Salvador, MIO3, SAFE agreement, fractional investment, mobile investing, startup funding, real estate tokenization, private debt, corporate bonds, asset-backed tokens, blockchain finance, retail investors, alternative investments, capital markets, wealth building, digital wallet, CNAD regulated