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Taktile

Fintech · Berlin, Germany · Founded 2020

Taktile offers a software-as-a-service (SaaS) platform for financial institutions to build, monitor, and optimize automated risk management strategies. The company was founded in 2020 by CEO Maik Taro Wehmeyer and CPTO Maximilian Eber. Wehmeyer and Eber met while studying at Harvard and were part of the leadership team at a firm that developed custom machine learning software for large banks and insurance companies. This experience highlighted the difficulties in deploying and maintaining machine learning models in production, which led them to establish Taktile to allow machine learning to be treated as a business decision rather than a complex technology project. Headquartered in New York with offices in Berlin and London, Taktile provides a low-code platform that enables credit, fraud, and risk teams to create and modify automated decision flows without extensive engineering support. The platform is designed for highly regulated environments and combines AI-driven automation with human oversight. Its features include an AI Copilot, a marketplace of third-party data integrations, real-time performance monitoring, and tools for credit underwriting, customer onboarding, fraud detection, and transaction monitoring. Taktile serves a global client base that includes fintechs, banks, and insurers such as Mercury, Zilch, Allianz, and Rakuten Bank. The company’s business model is centered on its subscription-based platform, which helps clients reduce operational costs, adapt to market changes, and launch new financial products more quickly. One client, Zilch, reportedly reduced its service provider and usage costs by 50% using the platform. Taktile has raised approximately $79 million in total funding over several rounds. This includes a $4.7 million seed round in 2021, a $20 million Series A in 2022, and a $54 million Series B in February 2025. The Series B round was led by Balderton Capital with participation from existing investors like Index Ventures, Tiger Global, Y Combinator, and Prosus Ventures. The company was part of the Y Combinator accelerator program in the summer of 2020. Keywords: risk decisioning platform, automated risk management, financial decision automation, low-code AI platform, credit underwriting software, fraud detection solution, compliance automation, fintech infrastructure, machine learning models, Maik Taro Wehmeyer, Maximilian Eber, customer lifecycle management, KYC automation, transaction monitoring, data-driven decisions, AI agents, decision flows, Balderton Capital, Index Ventures, Y Combinator