Product Reports Resources Pricing Login Book a demo

StudentFinance

Edtech · Madrid, Spain · Founded 2019

An ed-tech company focused on helping partner schools and universities financing students’ education through Income-Share -Agreements MoreLess

StudentFinance was founded in 2019 by Mariano Kostelec, Marta Palmeiro, Sergio Pereira, and Miguel Santo Amaro. The founding team brought with them a wealth of experience in the student market, having previously founded Uniplaces, the largest student accommodation platform in Europe. Their journey with Uniplaces provided them with insights into the challenges students face, which directly informed the creation of StudentFinance.

Operating in Spain, Portugal, and the UK, StudentFinance is a career mobility platform that addresses the skills gap by financing education for students looking to upskill in high-demand sectors such as technology, engineering, and artificial intelligence. The company partners with schools and universities to offer an alternative to traditional student loans.

The core of their business model is the Income Share Agreement (ISA). Through an ISA, the company covers the tuition fees for students. In return, graduates pay a fixed percentage of their income back to StudentFinance for a set period of time, but only once they have secured a job with an income above a certain threshold. This model aligns the incentives of the student, the educational institution, and StudentFinance, as all parties are invested in the student's successful employment outcome. The company utilizes an AI-powered platform to assess the future employability of applicants, moving beyond traditional credit scores.

Keywords: Income Share Agreements, EdTech, Fintech, Career Mobility, Upskilling, Student Financing, AI-powered lending, Education Finance, Skills Gap, Workforce Development

Company overview

StudentFinance company information

The essential company record, classifications and operating signals in one place.

Status
Operational
Founded
2019
Headquarters
Madrid, Spain
Employees
31
Open positions
None listed
Dealroom signal
67.3
client focusb2bclient focusb2csub industryEducation Managementbusiness modelSaaSsectorCareer PlanningsectorHigher EducationsectorSustainable Development GoalssectorLifelong and Consumer LearningsectorEducation FinancingsectorWoman FounderindustryEducation

Valuation & funding

StudentFinance funding history

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
EARLY VCEquity / VC May 2025 $0 Armilar Venture Partners
DEBTDebt Mar 2023 $8.2M Smart Lenders Asset Management
SERIES AEquity / VC Mar 2023 $41M $164M Armilar Venture Partners · Giant Ventures · Iberis Capital · Seedcamp
SEEDEquity / VC May 2021 $5.3M $21M Firestartr · Giant Ventures · Seedcamp · Martin Villig
SUPPORT PROGRAMOther financing Dec 2019 $0 Google for Startups Accelerator
SEEDEquity / VC Nov 2019 Felipe Navio · Mustard Seed MAZE · Jose Neves · Seedcamp
Showing 6 recorded eventsUnlock the complete deal history →

Financials

Revenue, earnings and profit over time

Reported history and available estimates. Estimated years are marked “E”; sparse fields are left blank rather than inferred.

YearRevenueGrowthEBITDAMarginProfitMargin
2026 $58K 0% −$1.6M -2676% −$2.5M -4340.3%
2025 $58K 0% −$1.6M -2676% −$2.5M -4340.3%
2024 $58K 0% −$1.6M -2676% −$2.5M -4340.3%
2023 $58K -86.2% −$1.6M -2676%
2022 $423K +390.9% −$1.6M -368.5%
2021 $86K +111.7% −$1.6M -1809%
2020 $41K −$808K -1984.1%
Company filings, research estimates and Dealroom dataOpen the full financial model →

Growth signals

StudentFinance website traffic

Latest recorded traffic for StudentFinance is 1.4K monthly website visits, down 64.1% over the last three months. StudentFinance's team declined 6.1% over the past year.

Latest monthly visits1.4K 3-month web change-64.1% 1-year team growth-6.1%
Monthly website visits89 observations · Dec 2018–Jul 2026
Hover or focus a point to see its exact monthly valueCompare with peers →

Comparisons

StudentFinance compared with similar companies

Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.

Showing 8 of the closest matchesCompare every metric →

Talent graph

StudentFinance's talent

Book a demo to see the people
Team profiled 12 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 3 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

22 investors on StudentFinance's cap table

Sourced from Dealroom's funding and investor records. Investor profile links are shown where available.

Seed 16 investors entered at this stage
Seedcamp
Felipe Navio
Mustard Seed MAZE
Jose Neves
Juan Urdiales
Nuno Sebastião
Will Neale
Firestartr
Giant Ventures
Martin Villig
Sabadell Venture Capital
Shilling VC
Armilar Venture Partners
Victoria van Lennep
Serge Chiaramonte
Ed Vaizey
Series A 2 investors entered at this stage
Iberis Capital
Tom Blomfield
Series B+ 1 investor entered at this stage
Smart Lenders Asset Management
Other known 3 additional known investors
Google for Startups Accelerator
Mustard Seed + Partners
Sabadell Venture Debt

Global footprint

Where StudentFinance has talent and traffic

Workforce by country
🇪🇸 Spain · Madrid HQ
Book a demo for the full country breakdown

In the news

Latest news about StudentFinance

Recent press, funding announcements, and product moves mentioning StudentFinance — open to read from the original sources.

See all news

Market sentiment

What the market is saying about StudentFinance

An AI-synthesized read of the highest-engagement posts about StudentFinance on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

See StudentFinance’s full profile on Dealroom

Request a free trial to see the complete deal history, financials, people graph and growth signals.

Takes under a minute. Already use Dealroom? Log in.