COMPANY PROFILE

Spotcap

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Provides quick and flexible business loans for SMEs

Berlin, GermanyFounded 2014Fintech

Valuation $100–250M Last recorded · 2017

Revenue $10–50M Latest reported FY

Headcount <100 Current team size

Total funding $50–100M Disclosed equity funding

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About Spotcap

Spotcap is a financial technology company that specializes in transforming SME (Small and Medium-sized Enterprises) lending for financial institutions and fintechs. The company operates in the financial services market, focusing on providing a fully digital, cost-efficient, and user-friendly financing platform for SMEs. Spotcap's proprietary digital lending platform is capable of servicing the entire lending process, and its components can be customized to meet the specific needs of its clients. The platform leverages open banking APIs and advanced technology to enable quick and efficient loan processing, significantly reducing servicing costs and approval times. Spotcap serves financial institutions and fintech companies that are looking to enhance their SME lending capabilities. The business model revolves around licensing its digital lending platform to these institutions, generating revenue through subscription fees and service charges. Spotcap has successfully implemented its solution in various markets and has received awards and government support for its contributions to SME financing. The company has supported thousands of small and medium-sized businesses across five markets, demonstrating its impact and reliability in the industry.

MoreLess Source: Dealroom company data

At a glance

Status: Operational
Founded: 2014
Headquarters: Berlin, Germany
Employees: 4
Open positions: None listed
Dealroom signal: 61.4/100
Industry: Fintech
Sub-industry: Mortgages & Lending
Sector: Fintech, SME, Business Lending
Business model: SaaS
Client focus: b2b
Links: Website LinkedIn X

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Funding history

6 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
LATE VCOther financing	Oct 2017	$24M	$97M	HV Capital · Access Industries	↗
DEBTDebt	Jan 2017	$15M	—	Heartland Bank · Heartland Bank	↗

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Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth
2026
2025
2024
2023
2022
2021
2020		—

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Growth signals

Spotcap website traffic

Latest recorded traffic for Spotcap is 170 monthly website visits, down 63.8% over the last three months. Spotcap's team grew 0% over the past year.

Latest monthly visits170 3-month web change-63.8% 1-year team growth0%

Monthly website visitsOct 2014–Mar 2026

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Similar companies

Closest operating peers by Dealroom taxonomy

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