Shen Danbao

About Shen Danbao

Shenzhen Real Estate Financing Guarantee Co., Ltd. (Shen Danbao) was a financial services company established on December 20, 2002, in Shenzhen's Futian Central District. The company positioned itself as a pioneer in Shenzhen's property collateral and guarantee sector. On April 8, 2011, its name was changed from Shenzhen Real Estate Guarantee Co., Ltd. to Shenzhen Real Estate Financing Guarantee Co., Ltd. The legal representative was Li Yuan.

The company's core business was providing a range of financing and non-financing guarantee services. Its main offerings included guarantee services for second-hand housing redemption loans, auction property mortgages, and real estate project development loans. The company also catered to corporate clients by offering guarantees for SME working capital loans, individual business loans, and engineering project guarantees. Its business model revolved around five key areas: real estate transfer guarantees, commercial real estate operation financial services, inclusive finance, quasi-investment banking, and traditional guarantee business. By July 2017, the company had secured over 5 billion yuan in credit lines from more than 20 banks in Shenzhen.

According to an announcement from the Shenzhen Local Financial Administration Bureau, the company voluntarily applied to exit the financing guarantee industry. As a result, its Financing Guarantee Business Operation Permit was officially cancelled. The announcement, dated August 7, 2025, stipulated that the company must cease all new financing guarantee activities and properly manage all existing guarantee responsibilities until they are fully discharged.